EastWest JCB Gold

JCBGoldPointsAccepting applications

The EastWest JCB Gold is a travel-focused credit card that earns 1 rewards point per ₱100 spent and offers complimentary lounge access and comprehensive travel insurance up to ₱20 million.

Annual fee: ₱2,500
Min. income: ₱480K
Live deals: 104

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Why this card

Highlights

1 Rewards Point per ₱100 qualified spend
Low 2% foreign currency conversion fee
6 complimentary JCB Airport Lounge visits annually (Japan and Hawaii)
Free comprehensive travel accident insurance up to ₱20 million
JCB Platinum Golf benefits and concierge service
Free access to JCB Plaza Lounges worldwide

Perks

What you get

Travel

Complimentary access up to 6 times annually to JCB Airport Lounges in Japan and Hawaii for cardholder and supplementary cardholder
JCB Japan Guide app with travel information and special rates on JCB Global Wi-Fi router rental

Lounges

Free and exclusive entry to JCB Plaza Lounges in major shopping areas

Insurance

Free comprehensive travel accident and inconvenience insurance up to ₱20 million

Lifestyle

Special JCB Platinum Golf benefits on select golf courses hosting Japan's major tournaments

JCB Platinum Concierge hotline available 24/7/365
Supplementary cards available (up to 9) with monthly sub-limit assignment
Cash advance facility via EastWest ATM or ATMs with BancNet or JCB logo

Shopping

Year-round special promotions and discounts from shopping, dining, travel, and leisure partner merchants

Security

EMV smart chip, 3D Secure authentication, and contactless payment technology

Rewards

How rewards work

1Points can be redeemed for airline miles, cash rebate, or annual membership fee waiver
2Redeem through ESTA chatbot or customer service

Rewards

1 Rewards Point per ₱100 qualified spend

Who can apply

Age 21 and up
Must be a Filipino citizen or local resident foreigner
Residence or business address must be within specified Metro Manila, provincial, Visayas, Mindanao, and Luzon areas (extensive coverage list provided)
Must have residence landline or mobile phone and business landline

What you'll need

Completely filled-out EastWest Credit Card Application Form
Photocopy of one valid ID with picture and signature (e.g. Company ID, Driver's License, Passport, PRC ID, SSS ID, BIR ID, Postal ID)
If employed: Latest BIR Form 2316/ITR, Certificate of Employment with compensation breakdown, Letter of Appointment/Personnel Action Memo, Salary Adjustment Memo (within latest month), Latest 3 months payslip, Service Record (government employees), or Valid Credit Card Reference with latest month statement
If self-employed: Latest BIR Form 1701/ITR and Latest Audited Financial Statements (if applicable), and Valid Credit Card Reference with latest month statement
If local resident foreigner: Alien Certificate of Registration with Permanent Status, Visa (Section 9d/9g of Immigration Act), SIRV, PEZA Visa, or Embassy Certification

Read from EastWest Bank's official pages on Oct 6, 2026. Banks change their terms, so confirm on the official page before you apply.

EastWest JCB Gold

104 deals for this card

Up to Php 500 Savings on the Shopee 10.10 Sale

Up to 50% OFF at Garmin.com

Up to 50% savings at Asian Home Appliance and Smartzone

10% savings at Uma Nota Manila with your EastWest credit card

15% savings at Sabai with your EastWest credit card

Php 500 Rebate at EastWest Dream Run

50% Savings at Winford Resort & Casino Manila

4-Day 3-Night Stay for as low as Php 10,500 at Anantara Vacation Club

Up to 50% OFF at Holiday Inn & Suites Makati

Get 20% OFF at Fairmont Spa

Pre-order the new iPhone 18 Pro models at Power Mac Center and The Loop

Php4,000 savings on HUAWEI WATCH GT 7 Series

Enjoy 10% cashback in Taiwan

Up to Php 1,000 savings and free shipping at edamama

20% OFF at Somerset Millennium Makati

Up to 25% OFF at Acacia Hotels

30% OFF at Ascott Makati

50% OFF at Spectrum, Fairmont Makati

Up to Php 1,000 Savings on Dining at Crimson Resort and Spa Boracay

Get Php 200 Rebate at Aramco Stations

Up to 35% savings at The Reef Island Resort Mactan

Get up to 25% savings at AC Hotel by Marriott Manila

Up to 30% OFF at ibis Styles Manila Araneta City

Up to 35% OFF on Dining at The Manila Hotel

Highlights

What you get

How rewards work