Maya Black Express

VisaSecuredMilesAccepting applications

Maya Black Express is a secured credit card for those building or rebuilding credit scores, requiring an Express Deposit of ₱12,500+ to unlock instant access to Maya Miles rewards, global lounge access, and zero annual fees.

Annual fee: Free
Min. income: Not listed
Live deals: 0

Compare Official page

No deals for this card right now

We check Maya Bank's promos three times a week. Add the card to My Wallet and its deals show up there as they come.

Why this card

Highlights

Earn 1 Maya Mile per ₱40 base spend; up to 10x at Maya Black Preferred merchants
No annual fees with at least 1 transaction per month
Global airport lounge access via Dragonpass
Numberless card with details visible only in the Maya app
Credit limit is 80% of your Express Deposit
Express Deposit earns 3.5% p.a. interest

Lounges

International airport lounge access via Dragonpass

Security

Numberless card with card details visible only in the Maya app
Freeze and unfreeze card with a tap

Adjustable spending limits
Tap to pay with Google Pay

Installment

3, 6, 9, or 12 monthly installments for as low as 1% interest

Rewards

How rewards work

1Miles can be used to pay at Maya Terminals
2Miles can be converted to airline miles in-app
3Miles can be redeemed from in-app catalog for travel rewards
4Can refer friends to earn 1,500 Miles per referral

Fact sheet

Annual fee: No annual fee
Minimum income: Not stated
Interest: Not stated
Foreign transactions: Not stated
Rewards: 1 Maya Mile per ₱40 base spend; up to 10x at Maya Black Preferred merchants

Who can apply

Age 21 to 65
Filipino resident
Regular monthly income required
Subject to credit evaluation including credit history, income, and other financial considerations
Maya Black Express is offered to select applicants who may not qualify for standard Maya Black

What you'll need

Upgraded Maya account (free; requires 1-2 valid IDs)
Personal details
Employment details
Contact reference
Express Deposit of ₱12,500 or more

Read from Maya Bank's official pages on Oct 6, 2026. Banks change their terms, so confirm on the official page before you apply.

Maya Black Express

Highlights

What you get

How rewards work