Security Bank Complete Cashback Platinum Mastercard

MastercardPlatinumCashbackAccepting applications

A cashback credit card for everyday spenders offering up to 5% cashback on groceries, 4% on gas, 3% on utilities, 2% on dining, and 1% on shopping. Waived annual fee for the first year, no minimum spend required.

Annual fee: ₱3,000
Min. income: ₱780K
Live deals: 79

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Why this card

Highlights

5% cashback on groceries
4% cashback on gas
3% cashback on utilities
2% cashback on dining
1% cashback on shopping
Waived annual fee for the first year

Perks

What you get

Lounges

Local airport lounge access at preferential rate (A Lounge, Marhaba Lounge, PAGSS Lounge)

Insurance

E-Commerce Purchase Protection Insurance up to USD200 coverage when shopping online

Exclusive Mastercard promos from over 100 merchants including travel, dining, shopping, installments
Worldwide acceptance with affiliated merchants

Rewards

How rewards work

1No minimum spend required
2Monthly rebate cap of PHP350 per spend category
3Maximum monthly cashback of PHP1,100
4Up to PHP13,200 cashback annually
5Rebates posted on the 2nd day of the month for transactions from the previous month
6Only swiped transactions at point of sale qualify; online and overseas transactions do not
7Rebates automatically credited to account
8Not convertible to cash or transferable to other cards
9In-store installment purchases qualify as amortization is billed

5% cashback on groceries, 4% on gas, 3% on utilities, 2% on dining, 1% on shopping

Who can apply

Age 21 to 65
Filipino Citizen and Philippine Resident
Employed as Regular Employee for at least 1 year OR Self-Employed Profitably for at least 3 years
For Self-Employed: Must be a Security Bank depositor for at least 12 months
Must have a landline number and email address
Security Bank employees cannot apply

What you'll need

Government-issued Photo-bearing ID
For Employed applicants: 1 month Payslip or Signed COE or ITR
For Self-employed applicants: ITR and 2 years AFS, Business Permit, DTI/SEC Registration

Read from Security Bank's official pages on Oct 6, 2026. Banks change their terms, so confirm on the official page before you apply.

Security Bank Complete Cashback Platinum Mastercard

79 deals for this card

Grand Baby Fair

Shopee 10.10

Trip 10.10 Mega Sale

Charlie’s El Nido Resort

Sportshouse

Grand Hyatt Manila

The Lake Hotel Tagaytay

Mireio

RM-16

The Vault

Tittos Latin BBQ and Brew

Nice Print Photography

JBL

Shinagawa Lasik and Aesthetics

Charles Tyrwhitt

Huawei Watch Gt 7

Nustar

Swipe Essentials, Score eGCs

Mastercard x Emirates

Astoria

Club Wyndham

LeBlanc

ACEA Subic Beach Resort

Spectrum

Highlights

What you get

How rewards work