American Express Cashback Credit Card

American ExpressGoldCashbackAccepting applications

The American Express Cashback Credit Card offers everyday cashback rewards with no minimum spend or rebate cap. Earn 1% cashback locally and 2% overseas, plus complimentary family travel insurance and first-year membership fee waiver.

Annual fee: Not listed
Min. income: ₱396K
Live deals: 111

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Why this card

Highlights

1% cashback on local purchases
2% cashback on overseas purchases
No minimum spend, no rebate cap
Up to ₱10 Million FREE Family Travel Insurance
First year membership fee waived
Accepted worldwide where American Express is recognized

Perks

What you get

Travel

Up to ₱10 Million FREE Family Travel Insurance when travel tickets are charged to the card

Installment

BUY NOW PAY LATER with 0% interest and flexible terms of 3, 6, 9, 12, 18, 24 or 36 months
Balance Transfer, Purchase Convert, Balance Convert, and Cash Installment options available

Virtual Card for secure online shopping with a different card number
Auto Charge for convenient bill payment organization
Cash Advance up to 30% of credit limit at select BDO branches or affiliated ATMs

Rewards

How rewards work

1Earn 1% cashback on local purchases
2Earn 2% cashback on overseas purchases
3No minimum spend requirement
4No rebate cap

What you'll need

Any valid photo-bearing identification document (front and back) for Filipino citizens: Government-issued ID (Philippine Identification System, Philsys ID, Passport, Driver's License, SSS ID, etc.); Supplementary applicants who are studying may submit a valid school ID
For foreigner applicants: Copy of Employment Contract or Certificate of Employment; Letter from Embassy if Embassy official; Valid VISA and work permit OR Alien Certificate of Registration (ACR) or Immigrant Certificate of Registration (ICR) or ACR-I OR valid passport with Special Investors Resident VISA, Special Non-Immigrant VISA for PEZA investors, or VISA with EO226
For employed applicants: Photocopy of latest Income Tax Return (ITR) duly stamped by BIR or BIR Form 2316 signed by employer (MANDATORY); PLUS any of: Latest full-month payslip(s); Original Certificate of Employment indicating status, tenure, and compensation; or copy of last two months credit card statements (if existing cardholder for at least 1 year)
For self-employed applicants: Photocopy of latest ITR duly stamped by BIR and Audited Financial Statements for at least two years (MANDATORY); Photocopy of Business Name registration (MANDATORY); DTI Registration for Single Proprietorship or SEC Registration for Partnership/Corporation; Last 3 months bank statements (OPTIONAL)

American Express Cashback Credit Card

111 deals for this card

Get up to P300 cashback at Baby Company's Grand Baby Fair with BDO Pay!

Korean Air Online Sale

Up to 15% OFF at Sperry, Keds, Merrell, MBT, and Complex Lifestyle Store

P150 OFF your first foodpanda order

BDO Travel Sale

Pre-order the iPhone 18 Pro and Pro Max at Power Mac Center & The Loop

Upgrade to the iPhone 18 Pro and Pro Max at Silicon Valley!

Apply Online now! Get Free P300 eGC

Upgrade to the latest iPhone 18 on Lazada!

30% OFF SM Megamall Dining Deals

25% OFF at Astons Specialities

30% OFF at Basil

Up to 55% OFF and FREE Pasta at CIBO

Up to P600 off on Lazada every payday

30% OFF at Shi Lin

30% OFF at Soi Chicken

Cashback Activation Promo

Get up to P500 cashback when you Scan to Pay at supermarkets with BDO Pay!

BUY NOW PAY NEXT YEAR at SM Appliance Center

SM Appliance Center Christmas in October

Up to 30% OFF at The Ascott Limited Philippines

Up to P10,000 Travel Cashback

30% OFF at The Peninsula Manila

Up to 50% OFF at The Abaca Group

Highlights

What you get

How rewards work