BDO Unibank24 days left

Get up to P500 cashback when you Scan to Pay at supermarkets with BDO Pay!

Up to P500 cashback when you Scan to Pay at supermarkets via BDO Pay

up to₱500cashback

How it works

Official page

Up to P500 cashback when you Scan to Pay at supermarkets via BDO Pay

Scan to Pay via BDO Pay with a minimum spend of P2,500 per single- receipt transaction and get 5% cashback.
Maximum cashback is capped at P500 during the Promo Period.
Available at supermarkets nationwide.
Cashback earned will be credited within sixty (60) days after the end of the Promo Period.

Promo Period

September 1 to October 31, 2026

Qualified Cards/Accounts

BDO Mastercard, Visa, American Express ®, JCB, Diners Club, and UnionPay Credit Cards
BDO Mastercard and Visa Debit Cards
BDO Deposit Accounts
Existing and New BDO Basic Account

Promo Mechanics

The Promo will run from September 1 to October 31, 2026. All transactions must be made within the Promo Period to avail of the Promo.
To qualify for the Promo, a customer must successfully complete a Scan to Pay transaction at a qualifying supermarket using the BDO Pay app through any of the following methods:

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BDO Deposit Account/s, BDO Basic Account, or BDO Credit Card/s must be active upon the time of

crediting. • Scan QR – Scan printed QR or POS terminal of a BDO-acquired merchant (for Debit Cards, Credit Cards** & Deposit Accounts/Bank Accounts).

Show QR – Generate a QR code from the BDO Pay app and present it to the merchant (for Debit Cards, Credit Cards** & Deposit Accounts).
Scan QRPh – Scan any merchant’s QRPh code using the BDO Pay App (for Debit Cards, Deposit Accounts, & BDO Basic Accounts only).
*For Credit Card customers, Scan to Pay will apply to BDO acquired merchants only.

BDO shall determine whether a transaction qualifies for the Promo based on the Merchant Category Code

(“MCCs”) and its promo records.

Cashback earned will be credited within sixty (60) days after the end of the Promo Period and the customer will be notified via Viber/SMS. Cashback earned will be credited to the customer’s eligible BDO Account or Credit Card. Where the customer has multiple eligible accounts, the cashback shall be credited to only one account in accordance with the following order of priority:• BDO Credit Card of the customer
BDO Debit Card/Bank Account of the customer
Exclusions
Transactions from the following are not eligible:• Casinos or from merchants engaged in betting or gambling
Transactions used to redeem other ongoing BDO Credit Card or BDO Pay promos
Network Bank Accounts/Customers
BDO reserves the right to determine exclusions based on merchant category codes assigned by the acquiring bank of each merchant establishment.Casinos or from merchants engaged in betting or gambling
Transactions that have been used to qualify for or to redeem rewards under other ongoing BDO Pay promos.
Earning of Cashback
Maximum Cashback per Qualified Customer is P500 for the duration of the Promo Period.
Minimum spend of P2,500 in a single-receipt transaction is required to qualify for the Promo.

Scenario 1: A customer makes multiple transactions within the promo period

Transaction Dates	Transaction Amount	Remarks
September 1, 2026	P5,000	Qualified for 5% cashback, P250
October 1, 2026	P5,000	Qualified for 5% cashback, P250
TOTAL	P10,000	Total cashback of P500

Scenario 2: A customer makes multiple transactions within the promo period, but one transaction has already reached the max

cashback cap

Transaction Dates	Transaction Amount	Remarks
September 10, 2026	P4,000	Qualified for 5% cashback, P200
September 30, 2026	P6,000	Qualified for 5% cashback, P300
October 15, 2026	P5,000	Not qualified for cashback as the customer reached the cashback cap of P500
TOTAL	P12,500	Total cashback of P500

Crediting of Cashback

Cashback will be awarded in Philippine Peso.
Qualified Customers will receive a Viber/SMS notification once the Cashback has been credited. The Cashback shall likewise appear in the customers succeeding Statement of Account (SOA) whether viewed through the app or in hard copy, with the transaction description “SCAN TO PAY SUPERMARKET PROMO”.

General Terms & Conditions

This Promo cannot be combined with other BDO Pay promotional offers, discounts, privileges, loyalty programs or VIP card benefits unless otherwise expressly stated.
In case of disputes relating to the Promo, BDO's decision shall prevail, subject to the approval or concurrence of DTI, where applicable. All questions or disputes must be raised by the customer within sixty (60) calendar days from the end of the Promo Period.
Cashbacks awarded to BDO Credit Cards will be applied to any outstanding balance on the card.
BDO reserves the right to reverse or adjust the Cashback as the case may be if the qualifying transactions were disputed or cancelled on a later date, or if the transaction is found to be invalid or fraudulent, or a reversal of entry is made on any of the qualified transactions.
By participating in the Promo, Cardholder agrees to maintain his/her BDO Credit Card active and updated (without incurring past due/delinquency) within the Promo Period and at the time of posting of the Cashback. Cardholder further acknowledges that should he/she fail to comply with any of the Terms and Conditions and Mechanics of the Promo, he/she will not be eligible to avail of the Cashback.
It is the customer’s responsibility to update their contact information with BDO. Customers whose contact information in BDO's records are not updated, who have the same mobile/phone number or email address as another customer/account in BDO records, or who have opted out of receiving marketing communications from BDO based on BDO's records will not receive the communication about the Promo.
Terms and Conditions governing the BDO Pay app shall apply regarding the use of the app.
Terms and Conditions governing the issuance and use of BDO Accounts and Credit Cards shall apply.
All questions or disputes regarding the customers' eligibility for the Promo or for any redemption shall be resolved by BDO with concurrence of DTI.

Per DTI Fair Trade Permit No. FTEB-265937 series of 2026. Deposits are insured by PDIC up to P1 Million per depositor.

Summarised from BDO Unibank's public promo page. Banks can change or end promos at any time — confirm the details on the official page before you pay.

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Get up to P500 cashback when you Scan to Pay at supermarkets with BDO Pay!