BDO UnionPay Diamond

UnionPayDiamondPointsAccepting applications

A premium UnionPay travel card offering low forex fees, family travel insurance, and exclusive global offers. Best for frequent international travelers who want reduced conversion fees and comprehensive travel protection.

Annual fee: Free
Min. income: ₱1.1M
Live deals: 115

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Why this card

Highlights

1.65% Reduced FOREX Conversion Fee
Up to ₱20 Million FREE Family Travel Insurance
Annual Membership Fee Waived for First 3 Years
Earn Peso Rewards on everyday spend
U Collection luxury experiences and global offers
Free Alipay and WeChat transaction fees in China

Perks

What you get

Travel

Up to ₱20 Million FREE Family Travel Insurance when you charge airline and transportation tickets
U Collection: access to world's finest restaurants, shopping benefits, top hotels, and exclusive experiences
Global Offers: instant discounts, complementary benefits, and exclusive deals through UnionPay's network

Cashless Payments in China: FREE transaction fees on Alipay and WeChat when spending over 200 RMB
Dual Currency Billing Option: pay in Philippine Peso or US Dollar (enrollment required)
Auto Charge: organize bill payment schedules with one due date

Installment

BUY NOW PAY LATER: 0% interest for up to 24 months at over 25,000 partners; flexible terms 3-36 months
Balance Transfer, Purchase Convert, Balance Convert, and Cash Installment options available

Rewards

How rewards work

1Earn Peso Rewards on your spend

What you'll need

Valid photo-bearing government-issued ID (e.g. Philsys ID, Passport, Driver's License, SSS ID) for Filipino citizens
For foreigners: Employment Contract or Certificate of Employment; Letter from Embassy if applicable; Valid VISA and work permit; or Alien Certificate of Registration (ACR), Immigrant Certificate of Registration (ICR), ACR-I, or valid passport with special VISA
Proof of income: Latest Income Tax Return (ITR) duly stamped by BIR or BIR Form 2316 signed by employer (MANDATORY)
For employed: Latest payslip(s); Original Certificate of Employment; or last two months' statements of existing credit card at least 1 year old
For self-employed: ITR and Audited Financial Statements for at least two years (MANDATORY); Business Name registration; DTI or SEC registration; Optional: last 3 months' bank statements

BDO UnionPay Diamond

115 deals for this card

Get up to P300 cashback at Baby Company's Grand Baby Fair with BDO Pay!

Up to 15% OFF at Sperry, Keds, Merrell, MBT, and Complex Lifestyle Store

BDO Travel Sale

Pre-order the iPhone 18 Pro and Pro Max at Power Mac Center & The Loop

Upgrade to the iPhone 18 Pro and Pro Max at Silicon Valley!

Apply Online now! Get Free P300 eGC

Upgrade to the latest iPhone 18 on Lazada!

30% OFF SM Megamall Dining Deals

25% OFF at Astons Specialities

30% OFF at Basil

Up to 55% OFF and FREE Pasta at CIBO

Up to P600 off on Lazada every payday

25% OFF at Senju, Edsa Shangri-La Hotel

30% OFF at Shi Lin

30% OFF at Soi Chicken

Cashback Activation Promo

Get up to P500 cashback when you Scan to Pay at supermarkets with BDO Pay!

BUY NOW PAY NEXT YEAR at SM Appliance Center

SM Appliance Center Christmas in October

Up to 30% OFF at The Ascott Limited Philippines

40% OFF at Morton’s The Steakhouse

Up to 55% OFF at The Bistro Group

5% Rebate on Online Purchases

30% OFF at The Peninsula Manila

Highlights

What you get

How rewards work