BDO UnionPay Gold

UnionPayGoldPointsAccepting applications

BDO UnionPay Gold is a travel-focused credit card offering year-round discounts on overseas spending, free family travel insurance up to ₱10 million, and exclusive UnionPay benefits including free Alipay and WeChat transaction fees in China.

Annual fee: Free
Min. income: ₱396K
Live deals: 113

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Why this card

Highlights

Free membership fee for first 3 years
First supplementary card free for life
Up to ₱10 Million FREE Family Travel Insurance
Exclusive UnionPay Global Offers in Asia
FREE Alipay and WeChat transaction fees in China
Earn Peso Points rewards on everyday purchases

Perks

What you get

Travel

Up to ₱10 Million FREE Family Travel Insurance when airline and transportation tickets are charged to card
Exclusive UnionPay Global Offers with instant discounts, deals, and complementary benefits through global partner network

FREE Alipay and WeChat transaction fees in mainland China when spending over 200 RMB
Auto Charge for convenient bill payment with one due date

Installment

BUY NOW PAY LATER with 0% interest up to 24 months or regular installment at 1% monthly add-on rate up to 36 months
Balance Transfer, Purchase Convert, Balance Convert, and Cash Installment options available

What you'll need

Any valid photo-bearing government-issued identification (front and back) for Filipinos: Philippine Identification System (Philsys ID), Passport, Driver's License, SSS ID, etc.; Supplementary applicants who are studying may submit a valid school ID instead
For Foreigners: Copy of Employment Contract or Certificate of Employment, Letter from Embassy if applicable, and valid VISA with work permit or Alien Certificate of Registration (ACR) or Immigrant Certificate of Registration (ICR) or valid passport with appropriate VISA
Photocopy of latest Income Tax Return (ITR) duly stamped by BIR or BIR Form 2316 signed by employer's authorized representative (MANDATORY for employed applicants)
For employed applicants: Latest full-month payslip(s), Original Certificate of Employment, or last two (2) months credit card statements of existing card at least 1 year on books
For self-employed applicants: Latest ITR duly stamped by BIR and Audited Financial Statements for at least two (2) years (MANDATORY)
For self-employed applicants: Photocopy of Business Name registration, DTI Registration for Single Proprietorship or SEC Registration for Partnership/Corporation
Last 3 months bank statements (OPTIONAL)

BDO UnionPay Gold

113 deals for this card

Get up to P300 cashback at Baby Company's Grand Baby Fair with BDO Pay!

Up to 15% OFF at Sperry, Keds, Merrell, MBT, and Complex Lifestyle Store

BDO Travel Sale

Pre-order the iPhone 18 Pro and Pro Max at Power Mac Center & The Loop

Upgrade to the iPhone 18 Pro and Pro Max at Silicon Valley!

Apply Online now! Get Free P300 eGC

Upgrade to the latest iPhone 18 on Lazada!

30% OFF SM Megamall Dining Deals

25% OFF at Astons Specialities

30% OFF at Basil

Up to 55% OFF and FREE Pasta at CIBO

Up to P600 off on Lazada every payday

25% OFF at Senju, Edsa Shangri-La Hotel

30% OFF at Shi Lin

30% OFF at Soi Chicken

Cashback Activation Promo

Get up to P500 cashback when you Scan to Pay at supermarkets with BDO Pay!

BUY NOW PAY NEXT YEAR at SM Appliance Center

SM Appliance Center Christmas in October

Up to 30% OFF at The Ascott Limited Philippines

5% Rebate on Online Purchases

30% OFF at The Peninsula Manila

Get up to P3,000 Cashback at SM Store!

Up to 71% OFF at Crimson Resort & Spa Boracay

Highlights

What you get