BDO JCB Lucky Cat

JCBClassicPointsAccepting applications

The BDO JCB Lucky Cat is a rewards credit card offering peso points on everyday purchases, year-round merchant deals, and free first-year membership. It includes JCB Plaza lounge access and Buy Now Pay Later installment options at 0% interest.

Annual fee: Free
Min. income: ₱180K
Live deals: 122

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Why this card

Highlights

Earn Peso Points on everyday purchases
Year-round deals and instant savings from merchant partners
Free membership fee for first year (principal and supplementary)
Buy Now Pay Later at 0% interest at 20,000+ stores
Free JCB Plaza Lounge access
Installment programs with flexible terms

Perks

What you get

Lounges

Free access to JCB Plaza Lounges worldwide with tourist and travel information, hotel/restaurant reservations, free Wi-Fi, drinks, and luggage holding

Travel

JCB Global WiFi with exclusive discount on Wi-Fi router rental in Japan
JCB Japan Guide app for travel information and special offers

Installment

Buy Now Pay Later at 0% interest for 3 to 24 months at 20,000+ partner merchants nationwide
Balance Transfer, Purchase Convert, and Balance Convert installment options with low monthly add-on rates

Auto Charge for convenient bill payment scheduling
Exclusive online deals and discounts at partner websites

What you'll need

Valid photo-bearing government-issued ID (front and back) for principal applicant
For supplementary applicants who are studying: valid school ID
Latest Income Tax Return (ITR) duly stamped by Bureau of Internal Revenue or BIR Form 2316
Latest full-month payslip or Certificate of Employment, or last two months credit card statements if card is at least 1 year on books
For self-employed: Audited Financial Statements for at least 2 years and business registration documents
For foreigners: Employment Contract or Certificate of Employment, Embassy letter if applicable, valid VISA and work permit, ACR/ICR, or passport with appropriate visa

BDO JCB Lucky Cat

122 deals for this card

Get up to P300 cashback at Baby Company's Grand Baby Fair with BDO Pay!

EXTRA P500 OFF on Shopee 10.10 Sale

Up to 15% OFF at Sperry, Keds, Merrell, MBT, and Complex Lifestyle Store

P150 OFF your first foodpanda order

BDO Travel Sale

Pre-order the iPhone 18 Pro and Pro Max at Power Mac Center & The Loop

Upgrade to the iPhone 18 Pro and Pro Max at Silicon Valley!

Apply Online now! Get Free P300 eGC

Upgrade to the latest iPhone 18 on Lazada!

30% OFF SM Megamall Dining Deals

25% OFF at Astons Specialities

30% OFF at Basil

Up to 55% OFF and FREE Pasta at CIBO

Up to P600 off on Lazada every payday

30% OFF at Shi Lin

30% OFF at Soi Chicken

Cashback Activation Promo

Get up to P500 cashback when you Scan to Pay at supermarkets with BDO Pay!

BUY NOW PAY NEXT YEAR at SM Appliance Center

SM Appliance Center Christmas in October

5% Rebate on Travel Spend

Up to 30% OFF at The Ascott Limited Philippines

10% Cashback in Taiwan

30% OFF at The Peninsula Manila

Highlights

What you get