American Express Explorer Credit Card

American ExpressPlatinumMilesAccepting applications

The American Express Explorer Credit Card is for frequent travelers who want to earn air miles on every purchase and enjoy travel perks. Earn 1 Membership Rewards point per ₱30 spent, redeemable for air miles across 6 airline partners, plus airport lounge access and ₱10 million family travel insurance.

Annual fee: Free
Min. income: ₱792K
Live deals: 111

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Why this card

Highlights

Earn 1 Membership Rewards point per ₱30 spend, redeemable for 1 air mile
1.85% reduced foreign exchange conversion fee
Unlimited complimentary airport lounge access
₱10 million FREE family travel insurance
2,000 bonus points on card anniversary with ₱600,000 annual spend
Annual fee waived with ₱450,000 annual spend

Perks

What you get

Lounges

Unlimited complimentary access at Marhaba Lounge, NAIA Terminal 1 and Clark International Airport Terminal 2

Travel

Up to ₱10 million FREE family travel insurance when you charge travel tickets

Installment

Buy Now Pay Later with 0% interest up to 24 months and regular installment with 1% monthly add-on rate up to 36 months

Shopping

Virtual Card for secure online shopping

Balance Transfer, Purchase Convert, and Balance Convert installment options
Cash advance up to 30% of credit limit
Auto Charge for convenient bill payment

Rewards

How rewards work

1Redeemable across 6 airline loyalty program partners
22,000 bonus points on card anniversary when annual spend reaches ₱600,000

What you'll need

Valid photo-bearing identification (front and back) - Government-issued ID such as Philsys ID, Passport, Driver's License, or SSS ID for Filipinos; or Employment Contract/Certificate of Employment and valid VISA/work permit for foreigners
Photocopy of latest Income Tax Return (ITR) duly stamped by BIR or BIR Form 2316 signed by employer's authorized representative (MANDATORY for employed applicants)
For employed applicants: Latest full-month payslip(s) OR Original Certificate of Employment indicating status, service tenure, and compensation breakdown OR copy of last two months' credit card statements if with existing cards at least 1 year on books
For self-employed applicants: Latest ITR duly stamped by BIR and Audited Financial Statements for at least two years (MANDATORY), Business Name Registration, DTI or SEC Registration, and optionally last 3 months' bank statements

American Express Explorer Credit Card

111 deals for this card

Get up to P300 cashback at Baby Company's Grand Baby Fair with BDO Pay!

Korean Air Online Sale

Up to 15% OFF at Sperry, Keds, Merrell, MBT, and Complex Lifestyle Store

P150 OFF your first foodpanda order

BDO Travel Sale

Pre-order the iPhone 18 Pro and Pro Max at Power Mac Center & The Loop

Upgrade to the iPhone 18 Pro and Pro Max at Silicon Valley!

Apply Online now! Get Free P300 eGC

Upgrade to the latest iPhone 18 on Lazada!

30% OFF SM Megamall Dining Deals

25% OFF at Astons Specialities

30% OFF at Basil

Up to 55% OFF and FREE Pasta at CIBO

Up to P600 off on Lazada every payday

30% OFF at Shi Lin

30% OFF at Soi Chicken

Cashback Activation Promo

Get up to P500 cashback when you Scan to Pay at supermarkets with BDO Pay!

BUY NOW PAY NEXT YEAR at SM Appliance Center

SM Appliance Center Christmas in October

Up to 30% OFF at The Ascott Limited Philippines

Up to P10,000 Travel Cashback

30% OFF at The Peninsula Manila

Up to 50% OFF at The Abaca Group

Highlights

What you get

How rewards work