BDO JCB Platinum

Why this card

Highlights

Perks

Lounges

Free JCB airport lounge access: 6 free visits in Japan and Hawaii (April 1 to March 31 annually), and 8 free visits per year via LoungeKey in Korea, Singapore, Thailand, Vietnam, Malaysia, China, Taiwan, UK, Germany
Free access to JCB Plaza Lounges at select tourist shopping areas globally with tourist information, hotel/restaurant reservations, free Wi-Fi, drinks, and luggage holding

Travel

Up to ₱20 million free family travel insurance coverage when airline and transportation tickets are charged to card
Exclusive access to The Universal Studios Japan JCB Lounge with priority access to The Flying Dinosaur attraction (valid one-time use April 1 to March 31 annually)
JCB Japan Guide app with travel information and special offers, plus exclusive discount on JCB Global WiFi router rental in Japan

Lifestyle

Installment

Buy Now Pay Later with 0% interest up to 24 months or 1% monthly add-on rate up to 36 months; balance transfer, purchase convert, and cash installment options available

Exclusive dining and travel deals at partner merchants including restaurants and booking platforms

Rewards

11 peso point equals ₱1 cash credit, 1 BDO rewards peso point, or 1 SMAC point
2Points can be converted to cash credit to pay card balance or transferred to BDO Rewards Card or SMAC for shopping at SM stores
3Special offer valid until December 31, 2024

What you'll need

Valid photo-bearing government-issued ID (front and back) for Filipino applicants, or employment contract, embassy letter, valid visa with work permit, ACR/ICR, or passport with valid VISA for foreigner applicants
Latest income tax return (ITR) duly stamped as received by BIR (mandatory for employed applicants)
For employed: latest payslip, certificate of employment, or last two months of credit card statements (at least 1 year on books)
For self-employed: audited financial statements for at least 2 years (mandatory) and business registration documents (DTI or SEC); optional: last 3 months bank statements