PNB Visa Classic

Insurance

• Free Purchase Protection Insurance up to ₱250k annually; covers accidental damage and theft within 90 days from purchase
• Free Travel Insurance up to ₱1M when entire roundtrip tickets charged to card; covers flight delay and lost baggage

Installment

• Zero% Affordable Payment Plan (ZAPP) up to 24 months at select partner merchants

More

• Balance Transfer with low interest rates
• Convert-to-Cash installment program at low interest rates
• Transaction Conversion to installments
• Cash Advance up to 30% of credit limit from BancNet and PNB ATMs

Security

• Card Protect for secure spending