10% OFF at Apple & Eve with your PNB Card!

1. 1Business, Corporate, Distribution, and Personal Installment cards are excluded from this promotion.

II. PROMO PERIOD AND OFFER

1. 1Promo runs from April 20 to October 20, 2026.
2. 2Cardholders are entitled to get 10% OFF discount at Apple & Eve stores on all regular priced items, plus 0% installment and Get Billed Later up to 6 months.

III. TERMS AND CONDITIONS

1. 1Cardholder must charge the total bill to his/her PNB card in a single-receipt transaction or may avail of 0% Installment or Get Billed Later installment up to 6 months.
2. 2Installment transactions are applicable to all PNB credit cards only except PNB Corporate Cards.
3. 3Discount is available for multiple transactions and is not limited to one transaction per person.
4. 4Promo cannot be availed at department stores and online marketplaces such as Shopee, Lazada, and Zalora.
5. 5No minimum spends for straight transactions.
6. 6A minimum of P5,000 spend is required for 0% installment or Get Billed Later.
7. 7Offers are not convertible to cash.
8. 8The Promotion is non-transferable, non-cumulative, cannot be exchanged for cash or other products, and cannot be used in conjunction with any other discounts, promotions, discounted items and fixed price items, unless otherwise stated.
9. 9Straight and installment transaction posted in Cardholder’s account shall earn Reward Points/Miles. Points/Miles will be reflected in the SOA upon posting of the monthly amortization.

10.All matters and disputes will be subject to the final decision of PNB and its partner merchant in concurrence with DTI, will be deemed final and irrevocable.

11.Any amendment to the terms and conditions is subject to DTI approval.

12.The Terms and Conditions governing issuance and use of PNB Credit/Debit/Prepaid Cards are incorporated herein by reference and made an integral part hereof.

(ONLINE)

1. 1Cardholders may avail of a 10% OFF discount on the Apple & Eve website at www.apple-eve.com using promo code PNBANK.
2. 2Online purchases are not eligible for installment payment options.
3. 3The promo code must be entered before completing the checkout process.

IV. APPLE & EVE BRANCHES

Summarised from PNB's public promo page. Banks can change or end promos at any time — confirm the details on the official page before you pay.