PNB Platinum Mastercard

MastercardPlatinumPointsAccepting applications

The PNB Platinum Mastercard is a flexible rewards card that earns points on everyday spending, redeemable as cash credits or Mabuhay Miles. It offers free purchase protection and travel insurance, plus free supplementary cards for life.

Annual fee: ₱3,000
Min. income: ₱600K
Live deals: 273

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Why this card

Highlights

PHP 70 = 1 reward point
Redeem for Cash Credits or Mabuhay Miles
Free Purchase Protection Insurance up to PHP250k
Free Travel Insurance up to PHP3M
Free annual fee for all supplementary cards for life
Concierge Access for premium experiences

Perks

What you get

Insurance

Free Purchase Protection Insurance up to PHP250k annually; covers accidental damage and theft within 90 days of purchase

Travel

Free Travel Insurance up to PHP3M when charging entire roundtrip tickets; covers flight delay and lost baggage

Installment

Zero % Affordable Payment Plan (ZAPP) for up to 24 months with select PNB-affiliated partners
Balance Transfer, Convert-to-Cash, and Transaction Conversion programs at low interest rates

Lifestyle

Concierge Access for premium experiences including latest fashions and finest restaurants

Security

Card Protect program; contactless payment; global and online acceptance

Rewards

How rewards work

1Redeemable for Mabuhay Miles (1 reward point = 1 Mabuhay Mile); minimum 2,000 points per redemption
2Redeemable for Cash Credits (4 points = PHP 1); minimum 500 points per redemption

PNB Platinum Mastercard

273 deals for this card

25% OFF at Seven Corners, Crowne Plaza Manila Galleria with your PNB Card!

25% OFF at The Gallery Bar, Holiday Inn & Suites Manila Galleria with your PNB Card!

25% OFF at Xin Tian Di, Crowne Plaza Manila Galleria with your PNB Card!

5% OFF at Crowne Plaza Manila Galleria with your PNB Card!

5% OFF at Holiday Inn & Suites Manila Galleria with your PNB Card!

Up to 50% OFF on your favorites at The Kitchen by The Coffee Bean & Tea Leaf

Up to 50% on your favorites at The Coffee Bean & Tea Leaf

Enjoy a true taste of Japan at Kei Maki

Indulge in a delicious snack before your flight

Taste exquisite Italian flavors at Osteria Antica

10% OFF at Apple & Eve with your PNB Card!

10% OFF at pd & co. by Paperdolls with your PNB Card!

10% OFF at Scoop by Paperdolls with your PNB Card!

Up to 10% OFF at New Alabang Veterinary Center using your PNB Card!

Up to 10% OFF at Peralta Veterinary Center using your PNB Card!

45% OFF at Boracay Tropics with your PNB Card!

Enjoy up to 20% OFF at Seda Hotels

Savor a flavorful slice at Wildflour

20% OFF at Fairmont Spa using your PNB Card!

20% OFF at Mirèio with your PNB Card!

20% OFF on a savory Japanese buffet

A delightful swirl of flavors at Atrium Lounge, Century Park Hotel

Indulge in a buffet of Japanese culinary delight

P500 OFF at Edamama with your PNB Credit Card!

Highlights

What you get

How rewards work