PNB Essentials Mastercard

MastercardPointsAccepting applications

The PNB Essentials Mastercard is an everyday rewards card for dining and shopping, earning 1 point per ₱70 spent and offering free purchase and travel insurance.

Annual fee: ₱1,200
Min. income: ₱120K
Live deals: 273

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Why this card

Highlights

Earn 1 point per ₱70 spent
Redeem for Cash Credits or Mabuhay Miles
Free Purchase Protection Insurance up to ₱250k
Free Travel Insurance up to ₱1M
Free annual fee for life for supplementary cards
Global and online acceptance

Perks

What you get

Insurance

Free Purchase Protection Insurance up to ₱250k annually for accidental damage and theft within 90 days of purchase
Free Travel Insurance up to ₱1M for roundtrip land, air, or sea tickets charged to card, covering flight delay and lost baggage

Security

Card Protect for secure spending

Contactless payment
Balance Transfer, Convert-to-Cash, and Transaction Conversion programs at low interest rates

Installment

Zero % Affordable Payment Plan (ZAPP) up to 24 months with select partner merchants

Rewards

How rewards work

1Redeem for Mabuhay Miles (1 point = 1 Mabuhay Mile, redeemable in blocks of 2,000 points)
2Redeem for Cash Credits (4 points = ₱1 Cash Credit, redeemable in blocks of 500 points)

PNB Essentials Mastercard

273 deals for this card

25% OFF at Seven Corners, Crowne Plaza Manila Galleria with your PNB Card!

25% OFF at The Gallery Bar, Holiday Inn & Suites Manila Galleria with your PNB Card!

25% OFF at Xin Tian Di, Crowne Plaza Manila Galleria with your PNB Card!

30% OFF at Agenda, Crowne Plaza Manila Galleria with your PNB Card!

5% OFF at Crowne Plaza Manila Galleria with your PNB Card!

5% OFF at Holiday Inn & Suites Manila Galleria with your PNB Card!

Enjoy a true taste of Japan at Kei Maki

Indulge in a delicious snack before your flight

Taste exquisite Italian flavors at Osteria Antica

10% OFF at Apple & Eve with your PNB Card!

10% OFF at pd & co. by Paperdolls with your PNB Card!

10% OFF at Scoop by Paperdolls with your PNB Card!

Up to 10% OFF at New Alabang Veterinary Center using your PNB Card!

Up to 10% OFF at Peralta Veterinary Center using your PNB Card!

45% OFF at Boracay Tropics with your PNB Card!

Enjoy up to 20% OFF at Seda Hotels

Savor a flavorful slice at Wildflour

20% OFF at Fairmont Spa using your PNB Card!

20% OFF at Mirèio with your PNB Card!

20% OFF on a savory Japanese buffet

A delightful swirl of flavors at Atrium Lounge, Century Park Hotel

Indulge in a buffet of Japanese culinary delight

P500 OFF at Edamama with your PNB Credit Card!

Take a sip of your favorite drinks at 20% OFF

Highlights

What you get

How rewards work