RCBC Gold JCB

JCBGoldPointsAccepting applications

The RCBC Gold JCB is for those moving up the ladder of success, offering flexible rewards points, travel insurance, and budget management tools.

Annual fee: ₱3,000
Min. income: Not listed
Live deals: 111

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Why this card

Highlights

Earn flexible, non-expiring Rewards Points redeemable for AIRMILES, Cash Rebates, Shopping Vouchers, or Credit
Free Travel Insurance (Travel Plus Lite) & Purchase Protection on international travel
Access to World-Class Airport Lounges
0% Installment on Purchases Abroad for up to 36 months
Free budget monitoring tools (Spend Analyzer, Spend Monitor)
Convenient and rewarding utility bills payment via Fast BillsPay

Perks

What you get

Travel

Free Travel Insurance (Travel Plus Lite) & Purchase Protection when charging international travel-related needs
0% Installment on Purchases Abroad for up to 36 months
Bonus Travel Limit and International Acceptance with instant access to cash worldwide

Lounges

Access to World-Class Airport Lounges with complimentary snacks & beverages and facilities such as free WiFi, charging, shower room

Lifestyle

Free budget monitoring tools including Spend Analyzer and Spend Monitor with real-time SMS advisories

Installment

Unli Installment converting purchases to installment for up to 36 months

Fast BillsPay for hassle-free and rewarding utility bills payment
Contactless technology for quick and safe shopping with a tap

Security

EMV Chip Technology and Shop Secure with One-Time Password (OTP) for online purchases

Rewards

How rewards work

1Redeemable for AIRMILES, Cash Rebates, Shopping Vouchers, Cash Credit to RCBC Credit Card, Deposit to RCBC deposit account, or Donation
2No expiration on Rewards Points

Earn flexible, non-expiring Rewards Points from all purchases

Who can apply

Age 21 to 70
Must be at least 13 years old to qualify as a Supplementary Cardholder
Must have a mobile number and landline in place of work

What you'll need

Completely filled-out and signed application form
Copy of one valid ID with photo and signature (UMID, Passport, Driver's License)
For Employed: Latest Income Tax Return and/or W2 with BIR or Bank Stamp, or Latest payslip stating monthly salary, or Original Certificate of Employment (COE) with annual income details not more than 6 months old, or Latest bank statement showing salary credit
For Self-Employed/Proprietor/Businessman: Latest Audited Financial Statement (AFS) with BIR or Bank Stamp and Latest Income Tax Return (ITR) and/or W2 with BIR or Bank Stamp, and Latest bank statement showing cash credits/sales receipt

Read from RCBC Credit Cards's official pages on Oct 6, 2026. Banks change their terms, so confirm on the official page before you apply.

RCBC Gold JCB

111 deals for this card

iPhone 18 Pro Offers: Special Price + 0% Installment or Up To ₱5,000 CASHBACK

FlowerStore.ph 10.10 Grand Sale: 25% OFF + Free Shipping

Potico.ph 10.10 Grand Sale: 30% OFF + Free Shipping

10% OFF at Miguel & Maria and Comedor

Buy 6, Get 2 FREE at Big Momma’s Artisan Pies & Co

FREE Seafood Jambalaya at Burgoo

FREE Seafood Gumbo at Gumbo

30% OFF at Alba Restaurante Español

0% Installment + FREEBIES at Joneco Tech and Idenico

Buy 2, Get 1 FREE deal at Highlands Coffee

10% OFF at Dot Zero Hair Studio

Exclusive Discounts at edamama

25% OFF or FREE Nano Treatment at Hairshaft Salon

Up to 50% OFF at Avignon Clinic

Up to 35% OFF at Tambuli Seaside Resort and Spa

FREE ₱500 Gift Certificate at Electric Garden

Everyday Spend Cashback Promo

Up to 70% OFF at Crimson Resort & Spa Boracay

10% CASHBACK in Taiwan with JCB

10% OFF at Le Feu Steak House

15% OFF at Barefaced Hair Studio and Spa

FREE VIP Service at Chinese Visa Center

Up to 20% OFF at Gianetto

Buy 1, Get 1 FREE on select salon services at Jesi Mendez

Highlights

What you get

How rewards work