RCBC JCB Platinum

JCBPlatinumPointsAccepting applications

The RCBC JCB Platinum is designed for frequent Japan travelers, offering higher rewards points in Japan, exclusive travel privileges including lounge access and a concierge desk, and free travel insurance.

Annual fee: ₱3,600
Min. income: Not listed
Live deals: 124

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Why this card

Highlights

Earn 1 point per ₱25 spend in Japan, as low as ₱36 local spend
Free travel insurance up to ₱1,000,000
Access to JCB Plaza Lounges in Japan and LoungeKey™ lounges worldwide
Up to 20% discount on Hertz car rental services
24/7 Concierge Desk for travel assistance
Convert purchases to 0% installment for up to 36 months

Perks

What you get

Travel

Free Travel Insurance up to ₱1,000,000 and Purchase Protection for international travel
Up to 20% discount on Hertz car rental services in over 60 countries
Bonus Travel Limit for increased spending power during travel

Lounges

Access to JCB-selected lounges in Japan and Hawaii (up to 6 times until March 31, 2026) and LoungeKey™ lounges in 9 countries (up to 8 complimentary visits until December 31, 2026)

24/7 JCB Platinum Concierge Desk with multilingual operators for restaurant, golf, sightseeing, and entertainment reservations

Installment

0% installment on purchases abroad for up to 36 months
Unli Installment - convert purchases to installment for up to 36 months

Security

EMV Chip Technology for enhanced security and fraud reduction

Rewards

How rewards work

1Points can be exchanged for AIRMILES, Cash Rebates, Shopping Vouchers, Cash Credit to card, Deposit to RCBC account, or Donation

1 Rewards Point for every ₱25 spend in Japan; as low as ₱36 local spend

Who can apply

Age 21 to 70
Must have a mobile number and landline at place of work
Supplementary Cardholders must be at least 13 years old

What you'll need

Completely filled-out and signed application form
Copy of one (1) valid ID with photo and signature (UMID, Passport, Driver's License)
Proof of income: Latest Income Tax Return and/or W2 with BIR or Bank Stamp, Latest payslip stating monthly salary, Original Certificate of Employment (COE) with annual income details (not more than 6 months old), or Latest bank statement showing salary credit
For Self-Employed/Proprietor/Businessman: Latest Audited Financial Statement (AFS) with BIR or Bank Stamp, Latest Income Tax Return (ITR) and/or W2 with BIR or Bank Stamp, and Latest bank statement showing cash credits/sales receipt

Read from RCBC Credit Cards's official pages on Oct 6, 2026. Banks change their terms, so confirm on the official page before you apply.

RCBC JCB Platinum

124 deals for this card

iPhone 18 Pro Offers: Special Price + 0% Installment or Up To ₱5,000 CASHBACK

FlowerStore.ph 10.10 Grand Sale: 25% OFF + Free Shipping

Potico.ph 10.10 Grand Sale: 30% OFF + Free Shipping

10% OFF at Miguel & Maria and Comedor

Up to 50% OFF at Bizu, Happy Garden Café, and Al Bacchio

Buy 6, Get 2 FREE at Big Momma’s Artisan Pies & Co

FREE Seafood Jambalaya at Burgoo

FREE Seafood Gumbo at Gumbo

30% OFF at Alba Restaurante Español

0% Installment + FREEBIES at Joneco Tech and Idenico

Buy 2, Get 1 FREE deal at Highlands Coffee

10% OFF at Dot Zero Hair Studio

Exclusive Discounts at edamama

25% OFF or FREE Nano Treatment at Hairshaft Salon

Up to 15% OFF at Uma Nota and Sabai

Up to 50% OFF at Avignon Clinic

Up to 35% OFF at Tambuli Seaside Resort and Spa

FREE ₱500 Gift Certificate at Electric Garden

Up to 70% OFF at Crimson Resort & Spa Boracay

10% CASHBACK at Japan Premium Outlets

10% CASHBACK in Taiwan with JCB

10% OFF at Le Feu Steak House

15% OFF at Barefaced Hair Studio and Spa

FREE VIP Service at Chinese Visa Center

Highlights

What you get

How rewards work