RCBC Visa Infinite

Why this card

Highlights

1 point per ₱30 spend, 3x points on local online purchases, 5x points on overseas purchases
100,000 welcome rewards points for first-time RCBC cardholders
Complimentary Priority Pass membership with access to 1,300+ airport lounges worldwide
Free travel insurance & purchase protection for up to 15 days per trip
24/7 Visa Concierge service for dining, travel, and lifestyle assistance
Metal core card with mechanically engraved design

Perks

Lounges

Complimentary Priority Pass membership with unlimited free access to 1,300+ airport lounges worldwide; unlimited free access to PAGSS Lounge in Terminal 1 for principal cardholder plus one travel companion

Travel

Free travel insurance and purchase protection for international travel (up to 15 days per trip); access to Visa Luxury Hotel Collection with best available rate guarantee, automatic room upgrades, complimentary breakfast for two, US$25 food/beverage credit
Bonus travel limit for increased spending power during travel
0% installment option on purchases abroad (up to 36 months)

24/7 Visa Concierge service for reservations, travel planning, health services, entertainment, gift assistance, and special services
Spend Monitor: real-time SMS advisories on credit card spending
Spend Analyzer: track all credit card transactions

Shopping

3x rewards points on local online purchases; 5x rewards points on overseas purchases

Installment

Security

Rewards

13x rewards points on local online purchases
25x rewards points on overseas in-store and online purchases
3100,000 welcome rewards points for first-time RCBC cardholders with combined retail spend of at least ₱60,000 within 60 days of card delivery
420,000 bonus rewards points annually with accumulated 12 months spend of at least ₱1,000,000 and full payment of annual membership fee
5Rewards points do not expire and can be exchanged for AIRMILES, shopping vouchers, cash credits, or donations to charitable institutions