RCBC ZALORA Credit Card

MastercardTitaniumWith ZALORACashbackAccepting applications

The ZALORA Credit Card is an eco-friendly co-branded card that rewards fashion and lifestyle shoppers with up to 6% cashback on online purchases and flexible rewards points on other retail spend, plus free ZNOW membership for unlimited shipping.

Annual fee: ₱4,000
Min. income: Not listed
Live deals: 112

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Why this card

Highlights

Up to 6% Cashback on ZALORA purchases, 2% on other online purchases
Free ₱5,000 ZALORA Shopping Credits with ₱30,000 spend in 60 days
Unlimited Free Shipping with 1-year ZNOW membership
Free Virtual Card for instant online purchasing
First eco-friendly credit card made from 84% bio-sourced PLA
Flexible non-expiring Rewards Points

Perks

What you get

Shopping

Free ₱5,000 ZALORA Shopping Credits with ₱30,000 spend in 60 days from card delivery
1-year unlimited free shipping with ZNOW membership; renewable with ₱200,000 annual spend
VIP access to ZALORA exclusive sales, events, and brand launches

Free Virtual Card issued instantly for online purchases and bill payments
Spend Monitor for real-time SMS spending advisories

Lifestyle

First eco-friendly credit card made from 84% bio-sourced polylactic acid (PLA) from non-edible corn

Installment

Unli Installment for up to 36 months with 0% option

Travel

0% Installment on purchases abroad
Access to world-class airport lounges with complimentary snacks, beverages, WiFi, and shower facilities

Security

EMV Chip Technology, Shop Secure with OTP, Mastercard E-Commerce Protection, Mastercard Automatic Billing Updater, Contactless payments

Rewards

How rewards work

16% ZALORA Cashback on ZALORA purchases
2Up to 2% Cashback on other online purchases
3Flexible Rewards Points on other retail purchases (₱50 card spend minimum)
4Rewards Points never expire
5Can convert Rewards Points to ZALORA Cashback or AIRMILES for free
6Points can be used to pay annual membership fee or donated to partner organizations

Up to 6% Cashback on ZALORA purchases, up to 2% Cashback on other online purchases, plus Rewards Points on other retail spend

Who can apply

Age 21 to 70
Must be at least 13 years old to qualify as Supplementary Cardholder
Must have mobile number and landline at workplace

What you'll need

Completely filled-out and signed application form
Copy of one (1) valid ID with photo and signature (UMID, Passport, Driver's License)
Proof of income: Latest Income Tax Return and/or W2 with BIR or Bank Stamp, OR Latest payslip stating monthly salary, OR Certificate of Employment (COE) with annual income details (not older than 6 months), OR Latest bank statement showing salary credit
For Self-Employed/Proprietor/Businessman: Latest Audited Financial Statement (AFS) with BIR or Bank Stamp, Latest Income Tax Return (ITR) and/or W2 with BIR or Bank Stamp, Latest bank statement showing cash credits/sales receipt

Read from RCBC Credit Cards's official pages on Oct 6, 2026. Banks change their terms, so confirm on the official page before you apply.

RCBC ZALORA Credit Card

112 deals for this card

iPhone 18 Pro Offers: Special Price + 0% Installment or Up To ₱5,000 CASHBACK

FlowerStore.ph 10.10 Grand Sale: 25% OFF + Free Shipping

Potico.ph 10.10 Grand Sale: 30% OFF + Free Shipping

10% OFF at Miguel & Maria and Comedor

Buy 6, Get 2 FREE at Big Momma’s Artisan Pies & Co

FREE Seafood Jambalaya at Burgoo

FREE Seafood Gumbo at Gumbo

30% OFF at Alba Restaurante Español

₱1,000 OFF at SM Appliance Center

0% Installment + FREEBIES at Joneco Tech and Idenico

Buy 2, Get 1 FREE deal at Highlands Coffee

10% OFF at Dot Zero Hair Studio

Exclusive Discounts at edamama

25% OFF or FREE Nano Treatment at Hairshaft Salon

Up to 50% OFF at Avignon Clinic

Up to 35% OFF at Tambuli Seaside Resort and Spa

FREE ₱500 Gift Certificate at Electric Garden

Up to 70% OFF at Crimson Resort & Spa Boracay

Get up to ₱1,000 CASHBACKwith Google Pay

10% OFF at Le Feu Steak House

15% OFF at Barefaced Hair Studio and Spa

FREE VIP Service at Chinese Visa Center

Up to 20% OFF at Gianetto

Buy 1, Get 1 FREE on select salon services at Jesi Mendez

Highlights

What you get

How rewards work