0% Installment at EMCOR

Enjoy lighter payment options for 12 months.

Time left: 116 days
Ends: Jan 31, 2027
Works with: 8 cards

Aug 1, 2026 – Jan 31, 2027

Get it at Metrobank

Enjoy lighter payment options for 12 months.

Promo Mechanics

The Promotion is applicable to all Metrobank Peso Visa/Mastercard, Metrobank Vantage Visa/Mastercard, M Mastercard, Titanium Mastercard, Platinum Mastercard, World Mastercard, PSBank Credit Mastercard, NCCC Mastercard, Toyota Mastercard, Toyota Platinum Mastercard, Robinsons Mastercard, ON Virtual Mastercard, Rewards Plus Visa, Travel Signature Visa, Femme Visa, Femme Signature Visa, Cashback Platinum Visa, and Travel Platinum Visa credit cardholders in good standing only.

The Promotion is not applicable to Metrobank Corporate cards, Metrobank Dollar Mastercard, ON Virtual Mastercard cards, Metrobank Prime Debit, and Metrobank Prepaid cards.
Qualified cardholders can avail of the following offers on appliances, furniture, computers and IT products only with a minimum single-receipt spend of P4,000 at any EMCOR branch when using their Metrobank credit cards:
- 0% Installment for 12 months
- Shop Now, Pay Later up to 90 days after
The promo period is from August 1, 2026 to January 31, 2027 only.
The promo is available at the following EMCOR branches:

Store Name	Address	Contact Number
Bajada

JVR Bldg., J.P. Laurel Avenue, Bajada, Davao City

The promo is exclusive to qualified Metrobank credit card cardholders only.
To avail of the offer, Metrobank cardholders must charge the 0% installment purchase to his/her qualified Metrobank credit card through the merchant’s Point-Of-Sale Terminal.
Installment Terms and Conditions:
- All 0% Shop Now Pay Later transactions will be billed to the cardholders account starting the third (3rd) statement cycle based on the original Shop Now Pay Later transaction date and every month thereafter until the total amount payable is paid in full. To further illustrate:
  - If purchase is made before cut-off date, billing will be deferred for 2 months.
  - if purchase is made after cut-off date, billing will be deferred for 3 months.
- Full installment amount purchased shall be deducted from the cardholder’s available limit.
- All installment purchases are subject to the Terms and Conditions governing the issuance and use of Metrobank credit cards and all related provisions of Metrobank credit card’s 0% installment program and only valid if monthly dues are paid in full.
For inquiries, please contact EMCOR per store or email +63 (82) 222-1125 to 32 or e-mail customercare@emcor.com.ph.
The promo is non-transferrable, non-cumulative, cannot be exchanged for cash or other products and cannot be used in conjunction with any other discounts, promotions or fixed price items, unless otherwise provided.
The use of the Metrobank credit cards in connection with this promo is subject to the terms and conditions governing the issuance and use of Metrobank credit cards.
Any amendment in the terms and conditions is subject to DTI approval.
Any dispute concerning the products or services, including pricing, related to the promo shall be settled directly between the cardholder and EMCOR, with the concurrence of the DTI. Metrobank shall be free from any liability in the event of such dispute.
In case of dispute concerning Metrobank and the cardholder’s availment of the promo, the decision of Metrobank, with the concurrence of DTI, shall be considered final.
Metrobank reserves the right to disqualify a previously approved transaction that was cancelled or charged back within the program period. Should the cardholder receive the incentive but was later on deemed unqualified for not meeting the requirements of the incentives due to disputes arising from erroneous, invalid, fraudulent or unauthorized transactions, the cost of the incentive shall be charged by Metrobank to the cardholder’s credit card account.
By joining or availing of this promo, the cardholder confirms that he/she has read, understood and agreed to the promo mechanics and its terms & and conditions.
For any questions or clarifications, please contact Metrobank at 88700-700 or e-mail customerservice@metrobankcard.com.
Metrobank is regulated by the Bangko Sentral ng Pilipinas (https://www.bsp.gov.ph).