0% installment on your next bike

Get this installment deal at Bikezilla, Missing Link, and YKK Bikes.

Promo Mechanics

The promo is applicable to all Metrobank World Mastercard, Travel Signature Visa, Femme Signature Visa, Platinum Mastercard, Travel Platinum Visa, Cashback Platinum Visa, Titanium Mastercard, Rewards Plus Visa, Toyota Mastercard, Toyota Platinum Mastercard, M Free Mastercard, PSBank Mastercard, Femme Visa, Vantage Visa & Mastercard, NCCC Card, Puregold Card, M-Lite Mastercard in good credit standing only. The promo is not applicable to Metrobank Corporate Cards, Metrobank Dollar Mastercard, Metrobank Dealer Financing, Metrobank Debit and Prepaid cards.
Qualified cardholders can avail of 0% installment up to 12 months or Shop Now, Pay Later up to 90 days at Bikezilla, Missing Link Cycling, and YKKBikes using their Metrobank credit cards.
- Minimum single-receipt purchase of PHP3,000 for 3 months term
- Minimum single-receipt purchase of PHP6,000 for 6 months term
- Minimum single-receipt purchase of PHP12,000 for 12 months term
Other installment tenors are excluded in the promo.
The promo period is from April 20, 2026 to December 31, 2026 only.
The promo is available in Bikezilla, Missing Link Cycling, and YKKBikes branches:

Branch Name	Location	Contact Number

Terms and Conditions apply. 0% Installment and Shop Now, Pay Later:
- Applicable installment term/s and minimum spend requirement/s on a per item basis are subject to the merchant’s discretion.
- 0% installment is applicable on select items up to 12-month installment terms or Shop Now, Pay Later using Metrobank credit cards only.
- All Shop Now Pay Later transactions will be billed to the cardholders account starting the third (3rd) statement cycle based on the original Shop Now Pay Later transaction date and every month thereafter until the total amount payable is paid in full.
  - To further illustrate:
    - If purchase is made before cut-off date, billing will be deferred for 2 months.
    - if purchase is made after cut-off date, billing will be deferred for 3 months.
- Full installment amount under the Metrobank 0% installment and Shop Now, Pay Later program shall be deducted from the cardholder’s available credit limit.
- All installment purchases are subject to the Metrobank Credit Card Terms and Conditions and all related provisions of Metrobank credit card’s 0% installment and Shop Now, Pay Later program.
- All 0% installment and Shop Now, Pay Later purchase/s are subject to Metrobank’s approval and only valid only if monthly dues are paid in full.
General Terms and Conditions:
- Promo is valid for in-store transactions only.
- Metrobank cardholders must meet the minimum purchase requirement and charge the total amount to their qualified Metrobank credit card through Bikezilla, Missing Link Cycling, and YKKBikes’s Point-Of-Sale Terminal.
- Only one (1) qualified Metrobank credit card will be accepted per cardholder, per day, even if he or she has multiple qualified Metrobank credit cards.
- Splitting of transactions is not allowed. Splitting of transactions is defined as an intentional act of dividing a merchant transaction into multiple charge slips to redeem more than one reward incentive. A presumption of splitting of transactions arises when there are two (2) or more transactions in one merchant outlet or establishment over one and the same product, and the interval of these transactions were made within 5-10 minutes.
The promo is non-transferable, non-cumulative, cannot be exchanged for cash or other products.
The promo is not valid in conjunction with other promos of Metrobank and Bikezilla, Missing Link Cycling, and YKKBikes.
In the purchase of goods and services in connection with this promo, senior citizens or persons with disability (PWD) can either avail of the promo or the discount provided under the Expanded Senior Citizens Act 2010 or Magna Carta for Persons with Disability, whichever is higher, if applicable.
The use of the Metrobank credit card in connection with this promo is subject to the Terms and Conditions governing the issuance and use of Metrobank credit cards. In such a dispute, Bikezilla, Missing Link Cycling, and YKKBikes shall have no liability.
Metrobank reserves the right to disqualify a previously approved transaction subsequently cancelled or charged back within the promo period. Should a cardholder receive the incentive, but was later on deemed unqualified for not meeting the requirements of the promo due to disputes arising from, but not limited to, erroneous, invalid, fraudulent or unauthorized transactions, the cost of the incentive shall be charged by Metrobank to the cardholder’s credit card account.
Any amendment in the terms and conditions is subject to DTI approval.
The terms and conditions governing the issuance and use of Metrobank credit cards, reminders and other provisions contained in the card carrier, statement of account, charge slips and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable in this promo.
Any dispute concerning the products or services, including pricing, related to the promo shall be settled directly between the cardholder and Bikezilla, Missing Link Cycling, and YKKBikes, with the concurrence of the DTI. Metrobank shall be freefrom any liability in the event of such dispute.
In case of dispute in respect of Metrobank only and the cardholder’s availment of the promo, the decision of Metrobank, with the concurrence of the DTI, shall be considered final.
By joining or availing of this promo, the cardholder confirms that he/she has read, understood and agreed to the promo mechanics and its terms & conditions.
For inquiries or concerns, please call the Metrobank Contact Center at (02) 88-700-700 (domestic toll-free 1-800-1888-5775) or send an e-mail to customerservice@metrobankcard.com
Metrobank is regulated by the Bangko Sentral ng Pilipinas (https://www.bsp.gov.ph).