Get this deal with 0% Installment up to 24 months.
Promo Mechanics
Promo Highlights
What is the promo offer?
Enjoy Freebies with 0% Installment up to 24 months plus Shop Now, Pay Later up to 90 days after with your Metrobank credit card.
Free Our Home Tote Bag for a min. spend of PHP 20,000
Free Small Furniture worth P6,995 for a min. spend of PHP 65,000
Free Small Furniture worth P7,995 for a min. spend of PHP 85,000
What are the qualified cards / credit cards for the promo?
The Promotion is applicable to all Metrobank Peso Visa/Mastercard, Metrobank Vantage Visa/Mastercard, M Mastercard, Titanium Mastercard, Platinum Mastercard, World Mastercard, PSBank Credit Mastercard, Toyota Mastercard, Toyota Platinum Mastercard, Robinsons Mastercard, ON Virtual Mastercard, Rewards Plus Visa, Travel Signature Visa, Toyota Platinum Card, Femme Visa, Femme Signature Visa, Cashback Platinum Visa, and Travel Platinum Visa credit cardholders in good credit standing only.
The Promotion is not applicable to Metrobank Dollar Mastercard, Metrobank Prime Debit, and Prepaid cards.
When is the promo period?
Promo runs from July 1, 2026 to December 31, 2026.
What installment terms are available, and what is the corresponding minimum spend requirement for each?
3 months – PHP 15,000
6 months – PHP 30,000
12 months – PHP 60,000
24 months – PHP 80,000
Is there a capping for the freebies?
There is no capping on the freebies as long as the cardholder is able to meet the required minimum spend.
What branches are included in the promo?
OUR HOME SM BACOOR
Promo Mechanics
The Promotion is applicable to all Metrobank Peso Visa/Mastercard, Metrobank Vantage Visa/Mastercard, M Mastercard, Titanium Mastercard, Platinum Mastercard, World Mastercard, PSBank Credit Mastercard, Toyota Mastercard, Toyota Platinum Mastercard, Robinsons Mastercard, ON Virtual Mastercard, Rewards Plus Visa, Travel Signature Visa, Toyota Platinum Card, Femme Visa, Femme Signature Visa, Cashback Platinum Visa, and Travel Platinum Visa credit cardholders in good credit standing only. The Promotion is not applicable to Metrobank Dollar Mastercard, Metrobank Prime Debit, and Prepaid cards.
Enjoy Freebies with 0% Installment up to 24 months plus Shop Now, Pay Later up to 90 days after with your Metrobank credit card.
Free Our Home Tote Bag for a minimum spend of PHP 20,000
Free Small Furniture Worth P6,995 for a min. spend of PHP 65,000
10392665 SUMMER DK GRY FLOWER CHAIR SS1
10392662 SUMMER RED FAB FLOWER CHAIR SS
10425299 SUMMER ACHR (SEASONAL COLOR-LT GRY)
10426960 SUMMER EMERALD GRN SEASONAL
10427159 SUMMER SEASONAL POWDER BLUE
10428062 SUMMER ACHAIR TANGERINE SEASONAL
10428063 SUMMER ACHAIR KHAKI SEASONAL
Free Small Furniture worth PHP 7,995 for a min. spend of PHP 85,000
10426156 ANELLO MIRROR TOP BLK RND NESTING TBLE
10426157 ANELLO WHT GLASS TOP RND NESTING TBL
10426158 ANELLO BLK GLASS TOP RND NESTING TBLE
10426159 AMSTERDAM NAT WOOD TRAY BLK LEGS RND NE
10426160 AMSTERDAM BLK WOOD TRAY RND NESTING TBL
Promo runs from July 1, 2026 to December 31, 2026.
Promo is applicable only for 3, 6, 9, 12, and 24 months purchases. Other installment tenors and straight purchases are excluded from the promo.
Minimum spend applies for 0% installment:
METROBANK CREDIT CARDS
Terms & Conditions
Per DTI Fair Trade Permit No. FTEB-261478, Series of 2026.
Promo Reference No. CCPD26-264.
Privacy Notice
Summarised from Metrobank's public promo page. Banks can change or end promos at any time, so check the official page before you pay.
Available at the following Our Home branches nationwide:
OUR HOME SM BACOOR
OUR HOME SM BAGUIO
OUR HOME SM BATANGAS
OUR HOME SM BF PQUE
OUR HOME SM CABANATUAN
OUR HOME SM CDO DOWNTOWN
OUR HOME SM CEBU
OUR HOME SM CITY DAVAO
OUR HOME SM CLARK
OUR HOME SM FAIRVIEW
OUR HOME SM GRAND CENTRAL
OUR HOME SM ILOILO
OUR HOME SM LANANG
OUR HOME SM LUCENA
OUR HOME SM MARILAO
OUR HOME SM MEGAMALL
OUR HOME SM MOA
OUR HOME SM OLONGAPO CENTRAL
OUR HOME SM PAMPANGA
OUR HOME SM SAN LAZARO
OUR HOME SM SEASIDE CEBU
OUR HOME SM STA. ROSA
OUR HOME SM TUGUEGARAO
OUR HOME SM URDANETA
OUR HOME THE BLOCK
OUR HOME VMALL GHILLS
The promo is non-transferable, non-cumulative, cannot be exchanged for cash or other products.
The promo is not valid in conjunction with other existing promos, unless otherwise stated.
In the event that the freebie is no longer available, Our Home will give the cardholder an item of equal value.
Splitting of transactions is prohibited and shall not be allowed for redemption. Splitting is defined as an intentional act of dividing a merchant installment transaction into multiple charge slips to redeem more than one reward incentive. A presumption of split transactions arises when there are 2 or more transactions in one merchant outlet or establishment over one and the same product, and the interval of these transactions were made within 5-10 minutes apart.
Metrobank reserves the right to disqualify a previously approved transaction that was cancelled or charged back within the promo period. Should the cardholder receive the freebie, but was later on deemed unqualified for not meeting the requirements of the promo due to disputes arising from, but not limited to, erroneous, invalid, fraudulent or unauthorized transactions, the cost of the freebie shall be charged by Metrobank to the cardholder’s credit card account.
All installment purchases and the use of the Metrobank credit card in connection with this promo are subject to the terms and conditions governing the issuance and use of Metrobank credit cards and all related provisions of Metrobank credit card’s 0% installment program.
All 0% installment purchase/s are subject to Metrobank’s approval and only valid if monthly dues are paid in full.
Any amendment in the terms and conditions is subject to DTI approval.
The terms and conditions governing the issuance and use of Metrobank credit cards, reminders and other provisions contained in the card carrier, statement of account, charge slips and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable in this promo.
Any dispute concerning the products or services related to the promo shall be settled directly between the cardholder and Our Home, with the concurrence of the DTI. Metrobank shall be free from any liability in the event of such dispute.
In case of dispute in respect of Metrobank only and the cardholder’s availment of the promo, the decision of Metrobank shall be considered final.
By joining or availing of this promo, the cardholder confirms that he/she has read, understood and agreed to the promo mechanics and its terms and conditions.
