Receive at least 3 transfers and get rewarded

Promo Transaction Period and Crediting

Eligible clients with Qualified InstaPay Transfers will be notified via email and/or SMS within seven (7) banking days from the Cash Gift Crediting Date**. The cash gift will be credited to the client’s most recently opened and active Metrobank Personal Peso Deposit account.

Terms and Conditions

Per DTI Fair Trade Permit No. FTEB-264108, Series of 2026

1. Only clients whose email and/or mobile numbers are updated/registered with Metrobank and who receive an official promo notification via email and/or Viber or SMS during the Promo Period are eligible for the offer.
2. Participation in the Promo does not require registration. Eligible clients automatically qualify upon meeting the promo requirements.
3. The Promo is applicable to Metrobank Personal Peso Deposit Accounts only, including Payroll Accounts.
4.  Only successful and posted InstaPay inbound transactions will be considered as valid Qualified InstaPay Transfers. Failed, reversed, or canceled transactions, funds received from another Metrobank account or product or branch, and those worth less than PHP 100 are ineligible for the reward.
5. Clients must complete at least three (3) Qualified InstaPay Transfers within each Transaction Period to be eligible for the reward. Qualified InstaPay Transfers are counted per eligible client, regardless of the number of transfers they receive across their active personal peso deposit accounts.
6. Each client may earn reward/s per Transaction Period subject to the applicable maximum monthly cash gift. Transactions above the maximum limit of 10 times per Transaction Period cannot be carried over to the next Transaction Period.
7. Metrobank reserves the right to verify the eligibility of each client and his/her Qualified InstaPay Transfers.
8. The reward will be credited to the client’s most recently opened and active Metrobank Personal Peso Deposit account within the Cash Gift Crediting Date. In case the client’s most recently opened Metrobank Personal Peso Deposit account is inactive or closed during the awarding, the cash gift will be credited to his/her next active Metrobank Personal Peso Deposit account.
9. Metrobank may withhold or forfeit the cash gift if, at the time of validation and crediting, the client’s Metrobank Personal Peso Deposit accounts are closed, dormant, blocked, restricted, or otherwise ineligible to receive the reward.
10. Metrobank may disqualify any client, withhold, reverse, or recover any cash gift credited in error or obtained through fraudulent, abusive, suspicious, or unauthorized activity, including but not limited to artificial transaction generation, misuse of the Promo, or any violation of these Terms and Conditions or applicable laws and regulations.
11. The Promo is non-transferable, non-assignable, and cannot be used in conjunction with other ongoing Metrobank deposits promotions similar to the Promo Mechanics, unless otherwise stated.
12. The offer under this Promo is final and cannot be modified or negotiated.
13. Metrobank shall not be liable for delays or inability to process transactions due to system maintenance, service interruptions, force majeure, or events beyond its reasonable control, provided it exercises reasonable care in the performance of its obligations.
14. If a cash gift is erroneously credited due to system error, technical issue, or client ineligibility, Metrobank reserves the right to reverse the erroneous credit after providing notice to the client, where practicable and consistent with applicable laws and regulations.
15. By participating in the Promo, the client acknowledges that Metrobank will process his/her personal information for purposes of administering the Promo, validating eligibility, crediting cash gift, and complying with legal and regulatory requirements, in accordance with applicable data privacy laws and Metrobank’s Privacy Policy.
16. Metrobank reserves the right to amend, suspend, or terminate the Promo for valid reasons, including to ensure compliance with applicable laws, regulations, regulatory directives, or to address fraud, abuse, technical issues, or circumstances beyond its reasonable control, subject to Department of Trade and Industry (DTI) and applicable regulatory approvals. Any material changes shall be communicated through Metrobank’s official channels.
17. Any question or dispute relating to the client’s eligibility, Qualified InstaPay Transfers, or entitlement to the cash gift shall be resolved by Metrobank in good faith based on its records, subject to applicable laws, rules, regulations, and the client’s right to avail of appropriate remedies.
18. By participating in the Promo, the client confirms that s/he has read, understood, and agreed to the Promo Mechanics and Terms and Conditions.
19. Deposits are insured by PDIC up to PHP 1 Million per depositor.
20. Metrobank is regulated by the Bangko Sentral ng Pilipinas https://www.bsp.gov.ph.

CUSTOMER SUPPORT

For any questions or clarifications on the promo, clients may call Metrobank Contact Center at (02) 88-700-700 or domestic toll-free number at 1-800-1888-5775, or send an email to customercare@metrobank.com.ph.

Data Privacy Notice

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