0% installment at iTech

• All 0% Shop Now Pay Later transactions will be billed to the cardholders account starting the third (3rd) statement cycle based on the original Shop Now Pay Later transaction date and every month thereafter until the total amount payable is paid in full. To further illustrate:
  • If purchase is made before cut-off date, billing will be deferred for 2 months.
  • If purchase is made after cut-off date, billing will be deferred for 3 months.
• Full installment amount purchased shall be deducted from the cardholder’s available limit.
• All installment purchases are subject to the Terms and Conditions governing the issuance and use of Metrobank credit cards and all related provisions of Metrobank credit card’s 0% installment program and only valid if monthly dues are paid in full.
• Any amendment in the terms and conditions is subject to DTI approval.
• Any dispute concerning the products or services, including pricing, related to the promo shall be settled directly between the cardholder and merchant, with the concurrence of the DTI. Metrobank shall be free and harmless from any liability in the event of such dispute.
• In case of dispute in respect of Metrobank only and the cardholder's availment of the promo, the decision of Metrobank, with the concurrence of the DTI, shall be considered final.
• Metrobank reserves the right to disqualify a previously approved transaction that was cancelled or charged back within the program period. Should the cardholder receive the incentive but was later on deemed unqualified for not meeting the requirements of the incentives due to disputes arising from erroneous, invalid, fraudulent or unauthorized transactions, the cost of the incentive shall be charged by Metrobank to the cardholder’s credit card account.
• By joining or availing of this promo, the cardholder confirms that he/she has read, understood and agreed to the promo mechanics and its terms & and conditions.
• For inquiries or concerns, please call our Metrobank Contact Center at (02)88-700-700 (domestic toll-free 1-800-1888-5775) or send an e-mail to customerservice@metrobankcard.com.
• Metrobank is regulated by the Bangko Sentral ng Pilipinas (https://www.bsp.gov.ph).

METROBANK CREDIT CARDS

Terms & Conditions

Per DTI Fair Trade Permit No. FTEB-244434 Series of 2026. Promo Reference No. CCPD26-264

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