Swipe Back & Earn Cashback

Get up to PHP 1,000 cashback when you register and complete a qualified single-receipt transaction with your Security Bank Credit Card.

Topline Promo Details

Get up to PHP 1,000 cashback when you register and complete a qualified single-receipt transaction with your Security Bank Credit Card.

Eligibility

The promo is open to select Cardholders who have received a promo invitation through Security Bank-approved communication channels and hold any of the following eligible cards:

• Security Bank Wave Mastercard
• Security Bank Gold Mastercard
• Security Bank Platinum Mastercard
• Security Bank World Mastercard

Promo Period

October 5, 2026 to February 4, 2027

Promo Offer

Get up to PHP 1,000 cashback when you register and complete a qualified single-receipt transaction within the promo period indicated in the Security Bank-approved communication channels

• Register for the promo;
• Use your eligible Security Bank Credit Card to complete one (1) qualified single-receipt retail transaction; and
• Meet any of the required single-receipt spend requirement.

*Only the highest qualifying straight retail transaction made on or after the cardholder’s registration date within the applicable cut-off period shall be eligible for cashback. Cashback may only be awarded once per cardholder.

Register

1. Eligible Principal Cardholders are required to register to the promo by simply clicking the ”Register Now” button that is seen in the electronic direct mail (EDM), Viber, app inbox or popup within the Security Bank app.
2. After registration, cardholders shall receive an email, Viber notification, or app inbox confirming successful receipt of registration.
3. Successful registration is required to qualify for the promo and cashback offer. Cardholders only need to register once.
4. Strictly no manual registration requests will be accommodated.
5. Transactions made prior to the Cardholder’s registration date shall not qualify for the promo. The Cardholder must successfully register before making any qualifying transaction.

Qualification

1. To qualify for the promo, the Cardholder must successfully register and complete one (1) qualified single-receipt retail transaction that meets any of the spend requirements below:

• A cardholder may qualify only once during the promo period.

• Only transactions made by the Principal Cardholder shall be considered for the purposes of this promo.

• Only the highest qualifying straight retail transaction made on or after the cardholder’s registration date within the applicable cut-off period* shall be eligible for cashback. Cashback may only be awarded once per cardholder.

  *The applicable cut-off period refers to the Promo Qualification Cut-off period indicated in the Redemption section.

• The following transactions shall be excluded from the promo and shall not qualify toward the single-receipt spend requirement:

  • Merchant Installment
  • In-house Installment
  • Cash Advance transactions
  • Balance Transfer
  • Ready Cash
  • Convert to ChargeLight
  • Bills Assist enrolled recurring payments
  • Fees and charges
  • Disputed transactions
  • Cancelled, reversed, refunded, or chargeback transactions
  • Gaming and gambling transactions
  • Quasi-cash transactions
  • Transactions involving bets, lotteries, gaming chips, and similar activities

• For cardholders with the dual currency feature, the overseas spend will be computed based on Security Bank’s daily conversion rate.

Redemption

1. Registered and qualified Cardholders who have successfully fulfilled all promo requirements within the promo period will receive their cashback reward according to the following schedule:

• The Cardholder’s Security Bank Credit Card account must remain open, active, and in good credit standing at the time of validation and cashback crediting; otherwise, the cashback reward shall be forfeited.

• Cashback rewards will be credited directly to the qualified Cardholder’s eligible Security Bank Credit Card account.

• Only one (1) cashback reward may be awarded per Cardholder during the Promo Period. Once qualified, the Cardholder shall no longer be eligible to receive another cashback reward under this promo. Example: A Cardholder registers for the promo and subsequently makes the following straight retail transactions within November 5 to December 4, 2026:

  • PHP 5,000
  • PHP 11,000
  • PHP 16,500

  The Cardholder will receive PHP 1,000 cashback, as the highest qualifying transaction within the applicable period determines the cashback reward.

• Security Bank reserves the right to validate all qualified transactions and eligibility requirements prior to cashback crediting.

• The cashback reward is non-transferable, non-convertible to cash, non-refundable, and is not for sale.

• Transactions that are disputed, cancelled, refunded, reversed, fraudulent, or found to be invalid shall not qualify for the promo. Security Bank reserves the right to reverse any cashback reward that was credited based on invalid transactions.

General Terms and Conditions

1. The promo period is from October 5, 2026 to February 4, 2027.
2. The Principal Cardholder is responsible for ensuring that their contact information, including their mobile number and email address, is updated in Security Bank’s records.
3. The Principal Cardholder’s must maintain their Security Bank Credit Card account active, open, and in good credit standing at the time of validation and cashback crediting; otherwise, the cashback reward shall be forfeited.
4. This Promo cannot be availed of in conjunction with any other Security Bank promotion, discount, offer, rebate, privilege, or similar campaign, unless otherwise expressly stated.