BPI Edge Card

MastercardClassicPointsAccepting applications

The ideal credit card for young professionals who want to experience more out of life. Earn BPI Rewards Points on every purchase and enjoy one of the lowest forex rates at just 1.85%.

Annual fee: ₱1,320
Min. income: Not listed
Live deals: 257

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Why this card

Highlights

Earn 1 BPI Rewards Point for every PHP 50 spend
1.85% foreign transaction fee
Get cash anytime and pay in up to 36 months installments
0% installment options available
Free first year annual fee
VYBE app redemption for travel, shopping, dining, leisure

Perks

What you get

Installment

Real 0% installment options available
Buy Now Pay Later feature
Bonus Madness Limit for additional installment capacity

Shopping

Discounts and flexible installment purchases from partner stores

OMD! (Oh My Deals) app for discovering BPI Card deals and promotions

Rewards

How rewards work

1Points do not expire and are cumulative
2Redeemable through VYBE app for eGCs (travel, shopping, dining, leisure)
3Can also redeem for miles, shopping credits, investment top-ups, or annual membership fee payment via Contact Center

1 BPI Rewards Point for every PHP 50 spend

Who can apply

Must provide one photo-bearing unexpired government-issued ID (PhilID, ePhilID, National ID, Passport, Driver's License) or company ID from private entities registered in BSP, SEC or IC (front and back copy)
Must provide proof of income or copy of credit card statement from another bank

What you'll need

One (1) photo-bearing and unexpired identification document (front and back copy) - government-issued ID or company ID from BSP/SEC/IC registered entities
Proof of income or copy of credit card statement from another bank

Read from BPI's official pages on Oct 6, 2026. Banks change their terms, so confirm on the official page before you apply.

BPI Edge Card

257 deals for this card

Banana Bay Boracay Promo

Best Western Plus Hotel Subic Promo

Cactus Jack Smokehouse by Best Western Plus Hotel Subic Promo

Fortune Hongkong Seafood Restaurant by Best Western Plus Hotel Subic Promo

H Café by Harolds Hotel Cebu Promo

Harolds Hotel Cebu Promo

Highlights Lounge by Harolds Hotel Cebu Promo

Anantara Vacation Club Promo 2026

Green GSM Promo

BPI Online Awesome Travel Fair

Diamond Rent A Car Promo

Enjoy the fun VYBEs with Miniso

Levi's Promo

Luk Foo Palace by Acacia Hotel Davao Promo

The Lobby by Acacia Hotel Davao Promo

The Lobby by Acacia Hotel Davao Promo

Waling-Waling Cafe by Acacia Hotel Davao Promo

Wanderskye

Montefrio Garden Resort Promo

White Breeze Palawan Boutique Hotel Promo

Spend and Spark Rewards Promo

BTS WORLD TOUR 'ARIRANG' Apply to Win Promo

BTS WORLD TOUR 'ARIRANG' Promos

Gyukatsu Kyoto Katsugyu Promo

Highlights

What you get

How rewards work