BPI Gold Rewards Card

MastercardGoldPointsAccepting applications

A premium rewards card earning 1 point per ₱35 spent with free first-year membership, low foreign transaction fees, and travel insurance. Ideal for frequent spenders who value flexible payment options and rewards redemption variety.

Annual fee: ₱2,250
Min. income: Not listed
Live deals: 258

Compare Official page

Why this card

Highlights

1 BPI Rewards Point per ₱35 spend
Free annual membership first year
Low 1.85% foreign transaction fee
Free travel insurance up to ₱10 million
Flexible payment up to 36 months
Wide rewards redemption options

Perks

What you get

Travel

Free travel insurance up to ₱10 million when flights booked with card

Installment

FlexipayZero, FlexipayLater, and installment payment options up to 36 months

Shopping

Travel, shopping, and dining deals via Oh My Deals! app

Cash & cashback

Cash advance available up to 70% of available credit limit

Rewards

How rewards work

1Points earned on purchases anywhere in the world, online or in-store
2Non-expiring points
3Redeem for shopping credits, eGCs, dining vouchers, airline miles, and more
4Redeem via Vybe app or BPI Contact Center

1 BPI Rewards Point per ₱35 spend

Who can apply

Must present photo-bearing unexpired ID (government-issued or company ID from BSP/SEC/IC registered entity)
Must provide proof of income or credit card statement from another bank

What you'll need

One photo-bearing unexpired identification document (front and back copy)
Government-issued ID or company ID from registered entity
Proof of income or credit card statement from another bank

Read from BPI's official pages on Oct 6, 2026. Banks change their terms, so confirm on the official page before you apply.

BPI Gold Rewards Card

258 deals for this card

Banana Bay Boracay Promo

Best Western Plus Hotel Subic Promo

Cactus Jack Smokehouse by Best Western Plus Hotel Subic Promo

Fortune Hongkong Seafood Restaurant by Best Western Plus Hotel Subic Promo

H Café by Harolds Hotel Cebu Promo

Harolds Hotel Cebu Promo

Highlights Lounge by Harolds Hotel Cebu Promo

Anantara Vacation Club Promo 2026

Green GSM Promo

Regent Seven Seas Cruises Promo

BPI Online Awesome Travel Fair

Diamond Rent A Car Promo

Enjoy the fun VYBEs with Miniso

Levi's Promo

Luk Foo Palace by Acacia Hotel Davao Promo

The Lobby by Acacia Hotel Davao Promo

The Lobby by Acacia Hotel Davao Promo

Waling-Waling Cafe by Acacia Hotel Davao Promo

Wanderskye

Montefrio Garden Resort Promo

White Breeze Palawan Boutique Hotel Promo

Spend and Spark Rewards Promo

BTS WORLD TOUR 'ARIRANG' Apply to Win Promo

BTS WORLD TOUR 'ARIRANG' Promos

Highlights

What you get

How rewards work