Enjoy up to 12 months FlexipayZero with your BPI Credit Card.
Eligible cards
Also 1 older card the bank no longer offers.
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FlexipayZero
Up to 12 months FlexipayZero with your BPI Credit Card.
Bonus Madness Limit
Up to 100% Bonus Madness Limit on your installment purchases for qualified credit cardholders.
BPI Credit Cardholders are entitled to avail of Flexipay Program. This allows Cardholders to avail of up to 12 months 0% interest at Merchant.
The Cardholder shall review and agree to be bound by the terms and conditions of Flexipay:
a. The FlexipayZero nstallment terms are available for a minimum single-receipt purchase requirement of PHP 3,000 or higher.
Other banks
The same kind of deal, from other banks.
b. The terms may be available for select items only.
c. All installment transactions are subject to BPI’s approval.
d. The cardholder can also choose to avail of the other Flexipay features:
Subject to favorable credit history, qualified Credit Cardholders will enjoy increased purchasing power with a bonus installment credit limit of up to 100% of their regular credit line. Approved installment transaction will automatically be deducted from the Madness limit. 100% Bonus Madness Limit is only applicable to installment transactions.
e. The monthly payment shall first be applied to the interest charges then to principal amount using the diminishing balance method.
e.1. BPI will charge an early termination fee of PHP 550 + 2% on the principal amount should the cardholder decides to terminate the Flexipay transaction prior to the 1st billing.
e.2. BPI will charge an early termination fee of PHP 550 for Flexipay transactions terminated after the first billing.
To qualify for the Program, the cardholder must use his or her participating BPI Credit Card to pay for his or her purchases at the participating Merchant.
In the event of a dispute related solely to the Bank's processes and the customers' participation in this Program, the Bank will make a decision, which will be considered final within the context of this offer. However, if the dispute involves the Participating Merchant and its performance and/or delivery of products to the customer, subject to the General Provisions set out above, the decision of the Participating Merchant shall be considered final. This resolution process does not preclude the customer from pursuing further legal remedies as provided by law.
The terms and conditions governing the issuance of BPI Credit Cards, reminders and other provisions contained in card carrier, statement of account, charge slips and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable in this Program campaign.
Customer to visit the Express Protect Webpage to choose the preferred product.
Customer provides personal details and documents.
Customer chooses Credit Card Installment.
Payment is confirmed and customer can download the e-policy.
Customer to visit the Express Protect Webpage to choose the product for renewal.
Customer provides personal details and documents.
Customer chooses Credit Card Installment.
Payment is confirmed and customer can download the e-policy.
For any questions or clarifications, please contact the following:
For inquiries and comments, please send us a message or call our 24-hour BPI Contact Center at (+632) 889-10000.
Summarised from BPI's public promo page. Banks can change or end promos at any time, so check the official page before you pay.
