Enjoy up to 3 months 0% interest on installments at The SM Store with your BPI Credit Card.
Eligible cards
Also 1 older card the bank no longer offers.
FlexipayZero
Enjoy up to 3 months 0% interest on installments.
Up to 100% Bonus Madness Limit
Qualified credit cardholders can enjoy a bonus installment credit limit of up to 100% of their regular credit line.
1. The program is open to BPI Credit Cardholders of participating BPI Credit Cards in good standing. The participating BPI Cards are as follows:
Up to 3 months 0% interest on installments
Up to 100% Additional Bonus Madness Limit for installment purchases
a. The FlexipayZero installment terms are available for a minimum single-receipt purchase requirement of PHP 5,000. b. The terms may be available for select items only. c. All installment transactions are subject to BPI’s approval. d. Cardholder can also choose to avail of other Flexipay features:
Other banks
The same kind of deal, from other banks.
Up to 100% Bonus Madness Limit for qualified BPI Credit Cardholders
Qualified credit cardholders with good credit standing will enjoy increased purchasing power with a bonus installment credit limit of up to 100% of their regular credit line. Approved installment transaction will automatically be deducted from the Madness limit. 100% Bonus Madness Limit is only applicable to installment transactions.
e. The monthly payment shall first be applied to the interest charges then to principal amount using the diminishing balance method
e.1. BPI will charge an early termination fee of PHP 550 + 2% on the principal amount should the cardholder decide to terminate the Flexipay transaction prior to the 1st billing.
e.2. BPI will charge an early termination fee of PHP 550 for Flexipay transactions terminated after the first billing.
5. In the event of a dispute related solely to the Bank's processes and the customers' participation in this Program, the Bank will make a decision, which will be considered final within the context of this offer. However, if the dispute involves the Participating Merchant and its performance and/or delivery of products to the customer, subject to the General Provisions set out above, the decision of the Participating Merchant shall be considered final. This resolution process does not preclude the customer from pursuing further legal remedies as provided by law.
| Branch | Location |
|---|---|
| Aura Premier | SM Aura Premier SM Aura Premier, McKinley Parkway, Taguig |
| Bacolod | SM City Bacolod, Negros South Road, Bacolod, Negros Occidental |
| Bacoor | SM City Bacoor, Tirona Highway, Bacoor, Cavite |
| Baguio | SM City Baguio, Luneta Hill Drive, Baguio, Bengue |
| Baliwag | SM City Baliwag, Doña Remedios Trinidad Highway, Pagala, Baliuag, Bulacan |
| Batangas | SM City Batangas, M.Pastor Avenue, Pastor Village, Brgy. Pallocan Kanluran, Batangas |
| BF Paranaque | SM City BF Parañaque, Doctor Arcadio Santos Avenue, Parañaque |
| Bicutan | SM City Bicutan, Dona Soledad Avenue, Parañaque |
| Butuan | SM City Butuan, J C Aquino Ave, Butuan City, Agusan Del Norte |
| Cabanatuan | SM City Iloilo, Benigno Aquino Jr. Ave., West Diversion Road,, Mandurriao, Iloilo City, Iloilo |
| Cagayan de Oro | SM City Cagayan De Oro, Masterson Avenue, Cagayan de Oro, Misamis Oriental |
| Calamba | SM City Calamba, Real, Calamba, Laguna |
| Cauayan | SM City Cauayan, Asian Highway 26, Cauayan City, Isabela |
| CDO Downtown Premier | SM Store CDO Downton C.M. Recto Ave., cor. Osmeña St., Brgy. 24, Cagayan de Oro City |
| Cebu | SM City Cebu, Cebu City |
| Clark | SM City Clark, Clark Ave, Clark Freeport, Angeles, Pampanga |
| Consolacion | SM City Consolacion, Cebu North Road, Consolacion, Cebu |
| Cubao | Sm Cubao, Times Square Avenue, Cubao, Quezon City |
| Dasmarinas | SM Dasmariñas, Governor Drive, Dasmariñas, Cavite |
| Davao | SM City Davao, Ecoland Dr, Ecoland Subd., Matina, Davao City, Davao del Sur |
| Delgado | SM Delgado, Iloilo City Proper, Iloilo City, Iloilo |
| East Ortigas | SM City East Ortigas, Ortigas Avenue Extension, Pasig |
| Estancia | 1605 Meralco Ave, Ortigas Center, Pasig |
| Fairview | SM Fairview, Quirino Highway, Novaliches, Quezon City |
| General Santos | SM City General Santos, San Miguel Street, General Santos City, South Cotabato |
| Iloilo | SM City Iloilo, Benigno Aquino Jr. Ave., West Diversion Road,, Mandurriao, Iloilo |
| Lanang | SM Lanang Davao, J.P. Laurel Avenue, Agdao, Davao City, Davao del Sur |
| Legazpi | SM Legaspi City, Legazpi City, Albay |
| Lipa | SM City Lipa, Lipa, Batangas |
| Lucena | SM City Lucena, Old Manila South Road, Lucena, Quezon |
| Makati | SM Makati, Makati City, |
| Mall of Asia | SM City BF Parañaque, Doctor Arcadio Santos Avenue, Parañaque |
| Manila | SM City Manila, Natividad Almeda-Lopez corner A. Villegas and San Marcelino Street, Ermita, Manila |
| Marikina | SM City Marikina, Kalumpang, Marikina |
| Marilao | SM City Marilao, MacArthur Highway, Marilao, Bulacan |
| Masinag | SM City Masinag, Marikina-Infanta Highway, Antipolo, Rizal, |
| Megacenter | SM Megacenter Cabanatuan, Asian Highway 26, Cabanatuan City, Nueva Ecija |
| Megamall | SM Megamall, Epifanio de los Santos Avenue, Ortigas Center, Mandaluyong |
| Molino | SM City Molino, Molino - Paliparan Road, Molino 4, Bacoor, Cavite |
| Naga | SM City Naga, Ninoy & Cory Aquino Avenue, Barangay Triangulo, Naga, Camarines Sur |
| North Edsa | SM North EDSA Annex, SM City North EDSA Annex 1 Tunnel, Bago Bantay, Quezon City |
| Novaliches | SM City Novaliches, Quirino Highway, Novaliches, Quezon City |
| Olongapo Central | SM City Olongapo, Olongapo, Zambales |
| Olongapo Downtown | SM City Olongapo Downtown, Gordon Avenue, Olongapo, Zambales |
| Pampanga | SM Pampanga, San Fernando Interchange, San Fernando, Pampang |
| Puerto Princesa | SM City Puerto Princesa, Malvar Road, 500.74 mi, Puerto Princesa, Palawan |
| Quiapo | SM Quiapo, Carlos Palanca Sr., Quiapo, Manila, Metro Manila |
| Rosales | SM Rosales, SM Carmen Pedestrian Overpass, Rosales, Pangasinan |
| Rosario | SM City Rosario, Gen. Trias Drive, Rosario, Cavite, |
| San Fernando | SM City San Fernando, Consunji Street, San Fernando, Pampang |
| San Jose Del Monte | The SM Store, San Jose Del Monte, Bulacan |
| San Lazaro | SM San Lazaro, Yuseco Street, Santa Cruz, Manila |
| San Mateo | SM City San Mateo, San Mateo, Rizal, San Mateo, Rizal |
| San Pablo | SM City San Pablo, Maharlika Highway, Barangay San Rafael, San Pablo City, Laguna |
| Santa Rosa | SM City Santa Rosa, Manila South Road, Santa Rosa, Laguna |
| Seaside Cebu | SM Seaside City, Cebu City, Cebu |
| Southmall | SM Southmall, Alabang–Zapote Road, Pamplona, Almanza Uno, Las Pinas |
| Sta. Mesa | SM Sta Mesa, Quezon City |
| Sucat | SM City Sucat, Dr A. Santos Ave, Parañaque |
| Tarlac | SM City Tarlac, Tarlac City, Tarlac |
| Taytay | SM City Taytay A, Taytay Diversion Road, Dolores, Taytay |
| Telabastagan | Savemore Market, MacArthur Highway, Telabastagan San Fernando City, Pampanga |
| Trece Martires | SM City Trece Martires, Trece Martires, Cavite |
| Urdaneta Central | SM City Urdaneta Central, MacArthur Highway, Urdaneta City, Pangasinan |
| Valenzuela | SM Store Valenzuela, Mc Arthur Highway, Brgy. Karuhatan Dist. 2, Valenzuela City |
For inquiries and comments, please send us a message or call our 24-hour BPI Contact Center at (+632) 889-10000.
Summarised from BPI's public promo page. Banks can change or end promos at any time, so check the official page before you pay.
