Enjoy 3 months Real 0% SIP online at ZALORA with your BPI Credit Card.
Eligible cards
Also 2 older cards the bank no longer offers.
FlexipayZero
Avail of up to 6 mos. FlexipayZero online with your qualified BPI Credit Card.
Get up to 100% Bonus Madness Limit
Get a bonus installment credit limit of up to 100% of your regular credit line for qualified cardholders.
1. The Promo is open to BPI Credit cardholders in good standing with any of the following participating cards:
2. BPI Credit cardholders are entitled to avail of FlexipayZero Program. This allows cardholders to avail up to 6 months FlexipayZero at ZALORA.
3. How to avail (BPI's Special Installment Plan Online):
a. Select the item/s you wish to purchase and then click “Proceed to Buy”.
b. On the checkout page, select “BPI Installment” as your preferred payment option and click “Continue to Order Review”.
c. Review the items that you wish to purchase and click “Place Order”. You will be redirected to a secured site to enter your credit card details
d. Select your preferred payment term (3 or 6 months)
- Minimum spend requirement for 3 months FlexipayZero is Php 3,000
- Minimum spend requirement for 6 months FlexipayZero is Php 15,000
e. Enter your BPI Credit Card details to complete the transaction and then click “Deposit”.
f. You will receive a confirmation email from ZALORA.
4. The cardholder shall review and agree to be bound by the terms and conditions of theFlexipay:
a. The FlexipayZero installment terms and monthly add-on interest terms are available for a minimum single-receipt purchase requirement of:
Other banks
The same kind of deal, from other banks.
- Minimum spend requirement for 3 months FlexipayZero is Php 3,000
- Minimum spend requirement for 6 months FlexipayZero is Php 15,000
b. The terms may be available for select items only.
c. All installment transactions are subject to BPI approval.
d. Cardholder can also choose to avail of the other SIP features:
Subject to favorable credit history, qualified Credit cardholders will enjoy increased purchasing power with a bonus installment credit limit of up to 100% of their regular credit line. Approved installment transaction will automatically be deducted from the Madness limit. 100% Bonus Madness Limit is only applicable to installment transactions.
e. The monthly payment shall first be applied to the interest charges then to the principal amount using the diminishing balance method
e. 1 BPI will charge an early termination fee of Php 550 + 2% on the principal amount should the cardholder decides to terminate the Flexipay transaction prior to the 1st billing.
e.2 aBPI will charge an early termination fee of Php 550 for Flexipay transactions terminated after the first billing.
5. To qualify for the Program, the cardholder must use his or her Participating BPI Credit Card to pay for his or her purchases at Merchant.
6. Any dispute concerning the products and/or services related to the Program shall be settled directly between the cardholder and Merchant.
7. The terms and conditions governing the issuance of BPI Credit Cards, reminders and other provisions contained in card carrier, statement of account, charge slips and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable in this Program campaign.
For any questions or clarifications, please email ZALORA Philippines via customer@zalora.com.ph.
For inquiries and comments, please send us a message or call our 24-hour BPI Contact Center at (+632) 889-10000.
Summarised from BPI's public promo page. Banks can change or end promos at any time, so check the official page before you pay.
