Sep 7, 2026 – Mar 31, 2027
Eligible cards
Mechanics:
| Credit Card | Spend | Cash |
|---|---|---|
| PNB VISA Classic | PHP 10,000 | PHP 500 |
| PNB VISA Gold | PHP 20,000 | PHP 1,000 |
| Approval Period | Spend Period |
|---|---|
| September 07, 2026 – March 31, 2027 | September 07, 2026 – April 30, 2027 |
Cardholders will receive an SMS instructing them to register their card within the Spend Period to join the promo and qualify for Cash Credits. Cardholders should send the message indicated below to 22566808 to register.
PNBREGVISACASHLast-4 Digits of PNB Credit Card
Credit Cardholders who meet the spend requirement will receive an SMS and/or email notification confirming the crediting of the Cash Credit to their PNB Visa Classic / PNB Visa Gold credit card account. The notification period will be from April 01, 2027 until June 30, 2027.
Only posted retail transactions and posted merchant installment transactions made within the spend period shall be considered for the spend requirement.
The following transactions are not qualified for the spend requirement:
Supplementary cardholder transactions shall form part of the principal cardholder’s accumulated spend requirement.
Qualified cardholders will receive the Cash Credit within April 01, 2027, to June 30, 2027.
Cash Credits will automatically be credited to the cardholder’s account.
Summarised from PNB's public promo page. Banks can change or end promos at any time, so check the official page before you pay.
Other banks
The same kind of deal, from other banks.
Same bank
This promotion will not apply in conjunction with any other existing bank acquisition promotion.
Standard processing of new-to-bank application is from ten (10) to fifteen (15) banking days upon receipt of application with complete requirements.
Applications are subject to Credit verification and evaluation and Credit Card Terms and Conditions. PNB reserves the right to decline, terminate, or cancel an application and its eligibility to the promo. PNB shall have the sole right whether to disclose the reason for rejection of an application.
Cardholders who replace, upgrade, downgrade or convert their existing credit cards to another credit card product within the promo period will not be eligible to join this promo.
The cardholder should maintain his/her card account in active and current status for at least twelve (12) months from approval. Otherwise, PNB may charge back the amount to the cardholder’s account.
In case of dispute on Cardholder’s eligibility for the promo, PNB’s decision shall prevail. All questions or disputes regarding the Cardholder’s eligibility for the Promo or for any redemption shall be resolved by PNB at its discretion.
The Terms & Conditions Governing Issuance and Use of PNB Credit Cards are incorporated herein by reference and made an integral part thereof.
Any changes to the Terms and Conditions governing the offer are subject to DTI approval.
Per DTI Fair Trade Permit No. FTEB-266460, Series of 2026
