Bank of Commerce Classic Mastercard

MastercardClassicPointsAccepting applications

Bank of Commerce Classic Mastercard is an everyday credit card designed for basic spending needs with rewards on groceries, gas, utilities, and other regular purchases. It offers versatile financial flexibility with global acceptance and a straightforward rewards program.

Annual fee: ₱1,500
Min. income: ₱120K
Live deals: 23

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Why this card

Highlights

1 Rewards point per ₱50 spent
Up to 5x Rewards points at select dining and shopping establishments
0% installment offers for 3, 6, 12, 18, 24, and 36 months
Global acceptance at 30+ million establishments worldwide
Contactless payment technology
Online Protect security with One-Time Password

Perks

What you get

Installment

Installment Plus offers 0% interest installment for 3, 6, 12, 18, 24, and 36 months at selected establishments

Balance Transfer available with low monthly interest rates
Cash Advance up to 50% of approved credit limit at Bank of Commerce branches and ATMs nationwide
Contactless payment technology for tap-and-pay convenience
E-Statement facility available for paperless billing

Security

Online Protect with One-Time Password for secure online purchases

Rewards

How rewards work

1Up to 5x Rewards points at select dining and shopping establishments
2Points redeemable from wide selection of rewards merchandise
3Rewards Plus program available

What you'll need

Completely filled out Bank of Commerce Credit Card application form
Photocopy of one valid ID with photo for principal and supplementary (PhilID, Passport, Driver's License, Police Clearance, Postal ID, Voter's ID, Barangay Certification, Senior Citizen Card, Seaman's Book, IBP ID, PRC ID, MARINA ID, NBI Clearance, TIN ID, OFW ID, SSS Card, GSIS e-Card, OWWA ID, DSWD Certification, Student ID, Government office/GOCC ID, ACR/ICR, NCDA ID, IDs by covered persons, PhilHealth Card, or PRA photo ID for foreign retirees)
For employed: Certificate of Employment and Compensation, latest 2316/W2/ITR, or 3 months payslip
For self-employed: Business registration papers (MANDATORY), and latest ITR for 2 years, Audited Financial Statement for 2 years, or Bank Statement for 6 months
For professionals: Latest ITR for 2 years (MANDATORY), Audited Financial Statement for 2 years, or Bank Statement for 6 months
For non-Filipino citizens: Original Certificate of Employment and Compensation (MANDATORY), Deed of Assignment for hold-out on deposit (MANDATORY), Original Comfort Letter (MANDATORY), and Special Investor's Resident Visa, PEZA Visa, certified copy of Passport, or certified copy of ACR/Work Permit

Bank of Commerce Classic Mastercard

23 deals for this card

The Wait Is Over. HEAT 50% OFF Returns! Exclusively with your BankCom Credit Card

It’s back! Your next Botejyu feast is now HALF the PRICE with your BankCom Credit Card

Craving for Thai food? Enjoy 50% OFF at Greyhound Café with your BankCom Credit Card

Get up to 64% OFF on Room Accommodations at Makati Diamond Residences with your BankCom Credit Card!

Experience Premium Buffet at Makati Diamond Residences at 50% OFF with your BankCom Credit Card!

Book your next getaway and enjoy up to Php800 OFF on Agoda hotels with your BankCom Card

Enjoy 0% Installments for Up to 6 Months at Robinsons Department Store with Your BankCom Credit Card!

Travel the World for Less – Enjoy Up to 10% OFF with your BankCom Credit Card!

Make your holiday shopping more rewarding with a FREE Robinsons eGift worth up to Php5,000 with your BankCom Credit Card!

Special Fares and Rewards of Up to SGD100 Await You with Singapore Airlines when you use your BankCom Card!

Apply Now: NAFFL Promo Extended from July 1 to December 31, 2026

Fly Better and Enjoy up to 32% OFF with Singapore Airlines using your BankCom Mastercard Credit and Debit Card!

Book Your Next Stay & Enjoy 7% Discount with BankCom Debit and Credit Card!

Planning an out-of-town getaway this long break? Fuel up at Petron and enjoy 2x Rewards Points with your BankCom Platinum or World Credit Card!

Have your Autosweep RFID ready for your road trip and get 2x Rewards Points for every Php50 load spend using your BankCom Credit Card!

Enjoy a hassle-free commute experience at MRT-3 with your BankCom Credit and Debit Mastercard!

Introducing KrisFlyer: The Newest Rewards Plus Partner of BankCom Credit Card

Upgrade to a new generation of iPhone at Digital Walker and pay in installments for up to 24 months with your BankCom Credit Card!

Enjoy 0% installment for up to 24 months at Western Appliances with your BankCom Credit Card!

Enjoy 0% installments for up to 36 months and start paying 3 months later at our accredited merchant partners using your BankCom Credit Card!

Relax and unwind. Convert your travel expenses into affordable installments with your BankCom Credit Card!

Save on electricity bill when you switch to solar with Solviva Energy. Pay in installments for up to 36 months using your BankCom Credit Card!

You can now use your BankCom Debit and Credit Mastercard to pay for your LRT-2 ride!

Highlights

What you get

How rewards work