Enjoy 0% installments for up to 36 months and start paying 3 months later at our accredited merchant partners using your BankCom Credit Card!

Shop Now Pay Later

Program Mechanics

1. The Shop Now Pay Later Program “Program” is open to principal and supplementary cardholders of BankCom Credit Cards.
2. The Program allows BankCom Credit Cardholder “Cardholder” to shop at partner merchants and pay on 0% installment using their BankCom Credit Card.
3. The first monthly installment due shall be billed to the Cardholder on the fourth statement cycle from the date of the installment transaction.
4. A minimum installment transaction amount of PHP3,000 is required for 3, 6 and 12-month terms, and PHP10,000 for 24 and 36-month terms.
5. The partner merchant may assign a higher installment transaction amount.
6. The partner merchant has the sole discretion on the terms and items applicable for the Program.
7. The Cardholder may cancel the installment transaction by calling the BankCom Customer Care at (02) 8632-2265, or Domestic Toll-free numbers: (PLDT) 1-800-10-9826000 or (Globe Lines) 1-800-8-9826000. After processing of the cancellation request, the unbilled installment amortizations shall be accelerated and shall form part of the Total Amount Due together with the Installment Pre-Termination Fee of PHP1,000.