Flexipay at Partner Health and Wellness Merchants

Sample computation (using factor rate for 12-month term)

Price x Factor rate:

Php 25,000 x 0.090833 = Php 2,270.83

Total installment:

Php 2,270.83 x 12 months = Php 27,249.96

3. The cardholder shall review and agree to be bound by the terms and conditions of the Flexipay:

Terms and conditions

a. The FlexipayZero terms are available for a minimum single-receipt purchase requirement of Php 3,000 or higher depending on the merchant.

b. The terms and spend requirement may vary per merchant and may be available for select items/services only.

c. All installment transactions are subject to BPI’s approval.

d. Cardholder can also choose to avail of other S.I.P. feature:

Up to 100% Bonus Madness Limit for qualified BPI Credit Cardholders

Qualified credit cardholders with good credit standing will enjoy increased purchasing power with a bonus installment credit limit of up to 100% of their regular credit line. Approved installment transaction will automatically be deducted from the Madness limit. 100% Bonus Madness Limit is only applicable to installment transactions.

e. The monthly payment shall first be applied to the interest charges then to principal amount using the diminishing balance method:

• BPI will charge an early termination fee of Php 550 plus 2% on the principal amount should the cardholder decide to terminate the Flexipay transaction prior to the first billing.
• BPI will charge an early termination fee of Php 550 for Flexipay transactions terminated after first billing.

4. To qualify for the program, the cardholder must use his or her participating BPI Credit Card to pay for his or her purchases at the participating merchant.

5. Any dispute concerning the products and/or services related to the program shall be settled directly between the cardholder and merchant.

6. The terms and conditions governing the issuance of BPI Credit Cards, reminders, and other provisions contained in card carrier, statement of account, charge slips, and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable in this program campaign.

Participating merchants

• Adult & Child Eyewear

• 360 Fitness Club

• 3pon Inc.

• AC Vision Center

• Acerld Dental Care

• Active Eye Wear

• Active Hearing

• Adajar Dental Services

• Aesthetic Science

• Aivee Clinic

• ALA Corporation

• AOJO

• Asia Pacific Eye Center

• Asian Eye Institute

• Aspac Eye Laser

• Aura Ruz Aesthetics

• Axis Fitness Center

• Bacho Dental Clinic

• Belchez-Barro Dental Clinic

• Belo Medical

• Bersabal Maloles

• Beyond Care Medical

• Bio Balance

• Bioessence

• Blushing Beauty

• Bodyworkx Med Spa

• Bono Optical

• Browhaus

• Brows and Brew

• Buensalida Aesthetics

• C Sarabia Opt Clinic

Note: Offers up to 6 months Real 0% SIP on select services.

Customer support

For inquiries and comments, please send us a message or call our 24-hour BPI Contact Center at (+632) 889-10000.

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