You can now pay online in 0% installment with your BPI Credit Card.
Eligible cards
Also 2 older cards the bank no longer offers.
FlexipayZero
Up to 24 months 0% interest on installments (available terms vary per merchant).
FlexipayLater
Pay up to 90 days later when you buy now with your BPI Credit Card. (Subject to availability at merchant’s site)
Up to 100% Bonus Madness Limit
Qualified credit cardholders can enjoy a bonus installment credit limit of up to 100% of their regular credit line.
1. The Program is open to all BPI Credit Cardholders in good standing with any of the following participating cards:
2. BPI Credit Cardholders are entitled to avail of FlexipayZero program. This allows cardholders to avail of up to 24 months 0% interest on installments at Merchant. Available terms may vary per merchant.
3. The cardholder shall review and agree to be bound by the terms and conditions of the Flexipay:
a. The FlexipayZero installment terms may be available for a minimum single-receipt purchase requirement of Php 3,000. (Minimum spend requirement varies per merchant) b. The installment terms may be available on all regular priced items. Sale and/or promotional items may not be included. c. All installment transactions are subject to BPI’s approval. d. Cardholder can choose to avail of the other Flexipay features:
Up to 100% Bonus Madness Limit for qualified BPI Credit Cardholders
Summarised from BPI's public promo page. Banks can change or end promos at any time, so check the official page before you pay.
Other banks
The same kind of deal, from other banks.
Qualified credit cardholders with good credit standing will enjoy increased purchasing power with a bonus installment credit limit of up to 100% of their regular credit line. Approved installment transaction will automatically be deducted from the Madness limit. 100% Bonus Madness Limit is only applicable to installment transactions.
First monthly amortization will be posted to the BPI Credit Cardholder’s account up to 3 months later from date of purchase. Succeeding amortizations shall be billed every month thereafter until full transaction amount is paid in full.
e. Should the Credit Cardholder decide to terminate the Flexipay transaction prior to the first billing, BPI will charge an early termination fee of Php 550 plus an additional 2% on the principal amount. If pre-termination is done after 1st billing, the early termination fee is Php 550. The monthly payment shall first be applied to the interest charges then to the principal amount using the diminishing balance method.
4. To qualify for the Program, the cardholder must use his or her participating BPI Credit Card to pay for his or her purchases at the participating merchant.
5. Any dispute concerning the products and/or services related to the program shall be settled directly between the cardholder and merchant.
6. The terms and conditions governing the issuance of BPI Cards, reminders, and other provisions contained in card carrier, statement of account, charge slips, and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable in this Program campaign.
You may also avail of up to 24 months FlexipayZero in-store. Available terms may vary per merchant.
For inquiries and comments, send us a message or call our 24-hour BPI Contact Center at (+632) 889-10000.
