Make up for lost time at the mall by splurging on items that you crave. Brighten your mood with serious retail therapy at SM Store, Sports Central, Uniqlo, Crocs, and Toy Kingdom and enjoy 0% interest on flexible installments with your EastWest credit card.
Eligible cards
The program is open to all EastWest credit cardholders (“Cardholders”) in good credit standing*.
The minimum purchase amount for installment is Php5,000 (single or multiple item purchases), unless otherwise stated by the partner merchant.
0% interest on installment sample computation:
| Item | Item Price | Term | Monthly Amortization (Price ÷ Term) | Total Amortization (Monthly Amortization x Term) |
| Item A | 5,000.00 | 3 mos. | 1,666.67 | 5,000.00 |
| Item B | 10,000.00 |
Other banks
The same kind of deal, from other banks.
Same bank
| 1,666.67 |
| 10,000.00 |
| Item C | 15,000.00 | 9 mos. | 1,666.67 | 15,000.00 |
| Item D | 20,000.00 | 12 mos. | 1,666.67 | 20,000.00 |
| Item E | 30,000.00 | 18 mos. | 1,666.67 | 30,000.00 |
| Item F | 35,000.00 | 24 mos. | 1,458.33 | 35,000.00 |
The 0% interest on installment offer and reduced installment rates shall apply provided Cardholders pay their total statement balance in full**.
These special rates and installment terms are available only when goods/services are purchased at participating merchants using an EastWest credit card.
All transactions are subject to EastWest’s credit authorization criteria upon purchase of goods/services.
Terms and Conditions for Merchant Installment indicated in the Terms and Conditions Governing the Issuance and Use of EastWest Credit Cards shall apply.
*Cardholders in good credit standing are those whose accounts are not delinquent, not under investigation due to suspected fraudulent activities, those whose EastWest credit cards are not reported lost or stolen and those who have not otherwise, violated any of the Terms and Conditions Governing the Issuance and Use of EastWest Credit Cards.
**Each fixed monthly installment forms part of the total statement balance. Should the Cardholder opt to pay only the minimum payment due, this would include only a percentage of the monthly installment, in which case an interest charge will be imposed in addition to the applicable interest due on the monthly installment.
Summarised from EastWest Bank's public promo page. Banks can change or end promos at any time, so check the official page before you pay.
