ZARA

Enjoy 0% ChargeLight Installment up to 6 months or Charge Now, Pay Later using your Security Bank credit card.

Terms and Conditions

1. The Promo is open to all Principal and Supplementary Cardholders (“Cardholder”) whose Cards are active and in good credit standing, and with available Credit Limit at the time of purchase.
   • Security Bank Gold Mastercard
   • Security Bank Next Titanium Mastercard
   • Security Bank Wave Mastercard
   • Security Bank Cashback Platinum Mastercard
   • Security Bank Platinum Mastercard
   • Security Bank World Mastercard
2. Cardholders must use their Security Bank Mastercard to pay at ZARA branches and make a purchase via 0% ChargeLight Installment or Charge Now, Pay Later for up to 6 months tenor.
3. 0% ChargeLight Installment is subject to bank approval and is only valid if the monthly dues are paid in full.
4. Payment deferral of 2 to 3 months for Charge Now, Pay Later transactions will vary depending on the account’s statement cut-off.
5. The full amount of the Charge Now, Pay Later and 0% ChargeLight Installment transaction shall be automatically deducted from the cardholders’ available credit limit.
6. The promo is non-transferable, non-cumulative, cannot be exchanged for cash or products and cannot be used in conjunction with any other discounts, promotions, fixed price items, unless otherwise provided.
7. Security Bank reserves the right to disqualify a previously approved transaction that was cancelled or charged back within the promo Should the cardholder receive the discount but was later deemed unqualified for not meeting the requirements of the promo due to disputes arising from, but not limited to, erroneous, invalid, fraudulent or unauthorized transactions, the cost of the discount and shall be charged by Security Bank to the cardholder’s credit card account.
8. Terms and Conditions governing the issuance and use of Security Bank Mastercards shall apply.
9. By joining or availing of this promo, the cardholder confirms that he/she has read, understood and agreed to the promo, mechanics and its Terms and Conditions.
10. All queries regarding this promo shall be directed to Security Bank Customer Service hotline at or contact us at

*Cardholders in good credit standing are those with Security Bank Mastercard credit cards which are not reported lost or stolen, whose accounts are not delinquent, not under investigation due to suspected fraud, and those who have not violated any of the Terms and Conditions governing the Issuance and Use of Security Bank-issued credit cards.

Security Bank is regulated by the Bangko Sentral ng Pilipinas (BSP). Cardholders may likewise refer their concerns to the Bangko Sentral ng Pilipinas (BSP) at 8811-1277 or send an email to [email protected].