Home Depot Visa

VisaWith CW Home DepotPointsExisting cardholders

A co-branded card for Home Depot shoppers, offering 0% interest installment plans on home improvement and furniture purchases plus 1 point per P20 spent on all purchases.

Annual fee: ₱1,500
Min. income: Not listed
Live deals: 43

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Why this card

Highlights

1 point per P20 spend anywhere
0% interest on 3-6 month installments (Home Builder items)
0% interest on 3-24 month installments (Home Interior items)
Free P500 Home Depot gift certificate on first year fee payment
Regular installments up to 36 months
Redeem points for Home Depot, gas, dining, shopping gift certificates

Perks

What you get

Installment

0% interest on 3 and 6-month installments for Home Builder Superstore items (nails, paint, tools, locks, bathroom fixtures)
0% interest on 3, 6, 9, 12, 15, 18, 21, and 24-month installments for Home Interior Superstore items (chairs, tables, sofas, entertainment centers)

Shopping

Free P500 Home Depot gift certificate upon payment of first year annual fee

Rewards

How rewards work

1Redeemable for Home Depot gift certificates, gas, dining, and shopping gift certificates
2Welcome gift: free P500 Home Depot gift certificate (valid only if annual fee is paid)

1 point per P20 spend

Who can apply

Age 21 and up
Resident of the Philippines with valid Philippine billing address
Must have postpaid mobile phone line
Must have Tax Payer's Identification Number (TIN) and SSS/GSIS/UMID Number
Existing credit card accounts with other banks must be current and in good standing

What you'll need

One photo-bearing government-issued ID with identification number or date of birth
Proof of Income (Pay Slip, BIR Form 2316, Original Certificate of Employment, Latest ITR with BIR or Bank Stamp)

Read from UnionBank's official pages on Oct 6, 2026. Banks change their terms, so confirm on the official page before you apply.

Home Depot Visa

43 deals for this card

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Get up to 15% OFF at Lacoste with your UnionBank Credit Card!

Enjoy 25% OFF at Lung Hin!

Enjoy 25% OFF at Cucina!

Enjoy 25% OFF at Connect Lounge!

Enjoy 25% OFF at Café Pronto!

Earn up to P1,000 cashback when you purchase on Shopee with your UnionBank Credit Card!

Earn up to P3,000 cashback at SM Store with your UnionBank Credit Card!

Enjoy up to USD 100 OFF on tours and cruises at Rajah Travel with your UnionBank Credit Card.

Enjoy a feast of flavors at 50% OFF when you dine at Spectrum with your UnionBank Credit Card!

Unlock refined French dining with 20% OFF at Mireio, valid with your UnionBank Credit Card!

Get FREE sweets from Red Ribbon with your UnionBank Credit Card!

Valid at 0% installment for 3 months with your UnionBank Credit Card.

30% OFF at Ginza

Enjoy up to 20% OFF at Mövenpick Resort & Spa Boracay with your UnionBank Credit Card!

UnionBank x Okada

Get up to 6% OFF at Trip.com using your UnionBank Credit Card!

0% Installment Promo with Gigahertz Terms and Conditions

Celebrate your birthday with special dining perks at Solaire Resort Entertainment City

3 +1 Offer for Yakumi Sunday Brunch: Pay for three (3) adults, the fourth eats for free, only with your UnionBank Credit Card!

3 +1 Offer for Finestra Brunchissimo: Pay for three (3) adults, the fourth eats for free, only with your UnionBank Credit Card!

Enjoy 20% OFF on all a la carte orders at Waterside with your UnionBank Credit Card!

Buy 1 Get 1 on wine or cocktails at BRB with your UnionBank Credit Card.

Highlights

What you get

How rewards work