Insular Life Visa

VisaWith Insular LifePointsExisting cardholders

The Insular Life Visa Card is for policyholders of Insular Life, offering rewards points for spending and exclusive lifestyle benefits including birthday privileges and dining discounts.

Annual fee: ₱1,500
Min. income: Not listed
Live deals: 43

Compare Official page

Why this card

Highlights

Earn 1 point per ₱40 spending
Convert points to cash rebates, free gas, plane tickets, shopping and dining
Up to 36 months at 0% interest installments
Up to 53 days credit interest-free
Birthday treats and free annual medical check-up for Extra Special Policyholders
Unlimited supplementary cards

Perks

What you get

Lifestyle

Birthday breakfast treat and free annual medical check-up in birth month for Extra Special Insular Life Policyholders

Dining

Privilege discounts and freebies at dining and fashion retail establishments

Installment

Light Payments option: up to 36 monthly installment terms at 0% interest

Up to 53 days credit with 0% interest if full balance paid from cut-off to payment date
Flexible monthly payment: 5% of outstanding balance or ₱500, whichever is higher

Rewards

How rewards work

1Convert to cash rebates, free gas, plane tickets, shopping and dining
2For complete list of reward items and points requirements, see www.unionbankph.com

1 point per ₱40 spending

Who can apply

Age 21 and up
Philippine resident with valid billing address
Postpaid mobile phone line required
Tax Payer's Identification Number (TIN) and SSS/GSIS/UMID Number required
Other bank credit card accounts must be current and in good standing

What you'll need

Photo-bearing government-issued ID with identification number or date of birth
Proof of income (Pay Slip, BIR Form 2316, Original Certificate of Employment, or Latest ITR with BIR/Bank stamp)

Read from UnionBank's official pages on Oct 6, 2026. Banks change their terms, so confirm on the official page before you apply.

Insular Life Visa

43 deals for this card

Get a chance to win tickets to Byeon Wooseok's fanmeet with your UnionBank Credit Card!

Get FREE 1-pc Chickenjoy w/ Rice at Jollibee!

Get up to 15% OFF at Lacoste with your UnionBank Credit Card!

Enjoy 25% OFF at Lung Hin!

Enjoy 25% OFF at Cucina!

Enjoy 25% OFF at Connect Lounge!

Enjoy 25% OFF at Café Pronto!

Earn up to P1,000 cashback when you purchase on Shopee with your UnionBank Credit Card!

Earn up to P3,000 cashback at SM Store with your UnionBank Credit Card!

Enjoy up to USD 100 OFF on tours and cruises at Rajah Travel with your UnionBank Credit Card.

Enjoy a feast of flavors at 50% OFF when you dine at Spectrum with your UnionBank Credit Card!

Unlock refined French dining with 20% OFF at Mireio, valid with your UnionBank Credit Card!

Get FREE sweets from Red Ribbon with your UnionBank Credit Card!

Valid at 0% installment for 3 months with your UnionBank Credit Card.

30% OFF at Ginza

Enjoy up to 20% OFF at Mövenpick Resort & Spa Boracay with your UnionBank Credit Card!

UnionBank x Okada

Get up to 6% OFF at Trip.com using your UnionBank Credit Card!

0% Installment Promo with Gigahertz Terms and Conditions

Celebrate your birthday with special dining perks at Solaire Resort Entertainment City

3 +1 Offer for Yakumi Sunday Brunch: Pay for three (3) adults, the fourth eats for free, only with your UnionBank Credit Card!

3 +1 Offer for Finestra Brunchissimo: Pay for three (3) adults, the fourth eats for free, only with your UnionBank Credit Card!

Enjoy 20% OFF on all a la carte orders at Waterside with your UnionBank Credit Card!

Buy 1 Get 1 on wine or cocktails at BRB with your UnionBank Credit Card.

Highlights

What you get

How rewards work