UnionBank Cash Back Visa Platinum

VisaPlatinumCashbackAccepting applications

A rewards card for everyday shoppers who want cash back on groceries and utilities. Earn up to 6% cash back on supermarket purchases and 2% on Meralco bills, with the potential to save up to PHP 15,000 annually.

Annual fee: ₱4,500
Min. income: ₱180K
Live deals: 44

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Why this card

Highlights

Up to 6% cash back on supermarket purchases
Up to 2% cash back on Meralco bill payments
0.20% cash back on all other purchases
Save up to PHP 15,000 per year
Never-expiring cash back redemption
Virtual card available immediately upon approval

Perks

What you get

Virtual card activation immediately upon approval
UnionBank Online access to manage account anytime, anywhere
PayBill feature to auto-charge utility bills to credit card

Rewards

How rewards work

16% cash back on supermarket purchases
22% cash back on Meralco bill payments through UnionBank Online
30.20% cash back on all other purchases
4Spend at least PHP 10,000 per month on non-Meralco and non-supermarket purchases to maximize rebates
5Potential savings of up to PHP 15,000 per year
6Cash back never expires and can be redeemed anytime

Who can apply

Age 21 and up
Philippine resident with valid Philippine billing address
Must have postpaid line or postpaid mobile phone
Must have Tax Payer's Identification Number (TIN) and SSS/GSIS/UMID Number
Credit card accounts with other banks must be current and in good standing
Foreign nationals must have valid passport or ACR with supporting residency documentation

UnionBank Cash Back Visa Platinum

44 deals for this card

Get a chance to win tickets to Byeon Wooseok's fanmeet with your UnionBank Credit Card!

Get FREE 1-pc Chickenjoy w/ Rice at Jollibee!

Get up to 15% OFF at Lacoste with your UnionBank Credit Card!

Enjoy 25% OFF at Lung Hin!

Enjoy 25% OFF at Cucina!

Enjoy 25% OFF at Connect Lounge!

Enjoy 25% OFF at Café Pronto!

Earn up to P1,000 cashback when you purchase on Shopee with your UnionBank Credit Card!

Earn up to P3,000 cashback at SM Store with your UnionBank Credit Card!

Enjoy up to USD 100 OFF on tours and cruises at Rajah Travel with your UnionBank Credit Card.

Enjoy a feast of flavors at 50% OFF when you dine at Spectrum with your UnionBank Credit Card!

Unlock refined French dining with 20% OFF at Mireio, valid with your UnionBank Credit Card!

Get FREE sweets from Red Ribbon with your UnionBank Credit Card!

Valid at 0% installment for 3 months with your UnionBank Credit Card.

30% OFF at Ginza

Enjoy up to 20% OFF at Mövenpick Resort & Spa Boracay with your UnionBank Credit Card!

UnionBank x Okada

Get up to 6% OFF at Trip.com using your UnionBank Credit Card!

0% Installment Promo with Gigahertz Terms and Conditions

Celebrate your birthday with special dining perks at Solaire Resort Entertainment City

3 +1 Offer for Yakumi Sunday Brunch: Pay for three (3) adults, the fourth eats for free, only with your UnionBank Credit Card!

3 +1 Offer for Finestra Brunchissimo: Pay for three (3) adults, the fourth eats for free, only with your UnionBank Credit Card!

Enjoy 20% OFF on all a la carte orders at Waterside with your UnionBank Credit Card!

Buy 1 Get 1 on wine or cocktails at BRB with your UnionBank Credit Card.

Highlights

What you get

How rewards work