UnionBank Classic Visa

VisaClassicPointsExisting cardholders

UnionBank's entry-level Visa card offering basic rewards and flexible installment options for everyday spending. Designed for business-minded cardholders seeking a fully loaded card with practical features.

Annual fee: ₱1,500
Min. income: Not listed
Live deals: 43

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Why this card

Highlights

1 Reward Point per P35 spend
0% interest on up to 36-month installments
VISA payWave contactless payments
Apple Pay integration
Auto-payment for utility bills
Redeem points for shopping, travel, or annual fee waiver

Perks

What you get

Security

Apple Pay for secure, seamless checkout

Installment

0% interest on up to 36-month installment terms

VISA payWave contactless payments
Auto Bills Payment for automatic utility charge processing

Insurance

Auto insurance installment charging

Rewards

How rewards work

1Redeem for shopping gift certificates (SM, Rustan's)
2Redeem for leisure & entertainment (SM Movie Passes: Regular, Digital, Director's Club, IMAX)
3Redeem for cash rebate/annual fee waiver
4Redeem for travel rewards (Petron Value Card loading)
5No explicit points expiry stated on page

Rewards

1 Reward Point per P35 spend

Who can apply

Age 21 and up
Resident of the Philippines with valid Philippine billing address
Must have a postpaid mobile phone line
Must have Tax Payer's Identification Number (TIN) and SSS/GSIS/UMID Number
Credit card accounts with other banks (if any) must be current and in good standing

What you'll need

One (1) photo-bearing government-issued ID with identification number or date of birth
Proof of Income: Pay Slip, BIR Form 2316, Original Certificate of Employment, Latest ITR (1700 or 1701) with BIR or Bank Stamp
For Foreign Nationals: Valid passport or ACR, plus proof of local residency (ICR, ACR-I-Card, Visa and Work Permit, SRIV, or SRRV)

Read from UnionBank's official pages on Oct 6, 2026. Banks change their terms, so confirm on the official page before you apply.

UnionBank Classic Visa

43 deals for this card

Get a chance to win tickets to Byeon Wooseok's fanmeet with your UnionBank Credit Card!

Get FREE 1-pc Chickenjoy w/ Rice at Jollibee!

Get up to 15% OFF at Lacoste with your UnionBank Credit Card!

Enjoy 25% OFF at Lung Hin!

Enjoy 25% OFF at Cucina!

Enjoy 25% OFF at Connect Lounge!

Enjoy 25% OFF at Café Pronto!

Earn up to P1,000 cashback when you purchase on Shopee with your UnionBank Credit Card!

Earn up to P3,000 cashback at SM Store with your UnionBank Credit Card!

Enjoy up to USD 100 OFF on tours and cruises at Rajah Travel with your UnionBank Credit Card.

Enjoy a feast of flavors at 50% OFF when you dine at Spectrum with your UnionBank Credit Card!

Unlock refined French dining with 20% OFF at Mireio, valid with your UnionBank Credit Card!

Get FREE sweets from Red Ribbon with your UnionBank Credit Card!

Valid at 0% installment for 3 months with your UnionBank Credit Card.

30% OFF at Ginza

Enjoy up to 20% OFF at Mövenpick Resort & Spa Boracay with your UnionBank Credit Card!

UnionBank x Okada

Get up to 6% OFF at Trip.com using your UnionBank Credit Card!

0% Installment Promo with Gigahertz Terms and Conditions

Celebrate your birthday with special dining perks at Solaire Resort Entertainment City

3 +1 Offer for Yakumi Sunday Brunch: Pay for three (3) adults, the fourth eats for free, only with your UnionBank Credit Card!

3 +1 Offer for Finestra Brunchissimo: Pay for three (3) adults, the fourth eats for free, only with your UnionBank Credit Card!

Enjoy 20% OFF on all a la carte orders at Waterside with your UnionBank Credit Card!

Buy 1 Get 1 on wine or cocktails at BRB with your UnionBank Credit Card.

Highlights

What you get

How rewards work