UnionBank Platinum Mastercard

MastercardPlatinumCashbackExisting cardholders

A cashback credit card offering 1% unlimited cashback on all purchases, with airport lounge access and wide merchant acceptance worldwide.

Annual fee: ₱3,000
Min. income: Not listed
Live deals: 51

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Why this card

Highlights

1% cashback on all purchases with no caps
Cashback does not expire
Accepted at over 30 million establishments and ATMs worldwide
Free airport lounge access at NAIA and provincial airports
Apple Pay support for quick checkout
Unlimited earning on everyday and big purchases

Perks

What you get

Lounges

Unlimited free airport lounge access at NAIA Terminal 1 and 3 (Marhaba Lounge), and provincial airports (PAGSS Premium Lounges)

Travel

Accepted at over 30 million establishments and ATMs worldwide

Security

Apple Pay support for secure and quick checkout

Rewards

How rewards work

1Earn on everything, everywhere with no spend categories
2No caps on earnings
3Cashback does not expire and can be redeemed at cardholder's convenience

Rewards

1% cashback on all purchases

Who can apply

Age 21 and up
Resident of the Philippines with valid Philippine billing address
Must have postpaid mobile phone line
Must have Tax Payer's Identification Number (TIN) and SSS/GSIS/UMID Number
Credit card accounts with other banks must be current and in good credit standing

What you'll need

One photo-bearing government-issued ID with identification number or date of birth
Proof of Income (Pay Slip, BIR Form 2316, Certificate of Employment, or latest ITR with BIR or Bank Stamp)

Read from UnionBank's official pages on Oct 6, 2026. Banks change their terms, so confirm on the official page before you apply.

UnionBank Platinum Mastercard

51 deals for this card

Get a chance to win tickets to Byeon Wooseok's fanmeet with your UnionBank Credit Card!

Get FREE 1-pc Chickenjoy w/ Rice at Jollibee!

Get up to 15% OFF at Lacoste with your UnionBank Credit Card!

Enjoy 25% OFF at Lung Hin!

Enjoy 25% OFF at Cucina!

Enjoy 25% OFF at Connect Lounge!

Enjoy 25% OFF at Café Pronto!

Earn up to P1,000 cashback when you purchase on Shopee with your UnionBank Credit Card!

Earn up to P3,000 cashback at SM Store with your UnionBank Credit Card!

Enjoy up to USD 100 OFF on tours and cruises at Rajah Travel with your UnionBank Credit Card.

Enjoy a feast of flavors at 50% OFF when you dine at Spectrum with your UnionBank Credit Card!

Unlock refined French dining with 20% OFF at Mireio, valid with your UnionBank Credit Card!

Get FREE sweets from Red Ribbon with your UnionBank Credit Card!

Valid at 0% installment for 3 months with your UnionBank Credit Card.

30% OFF at Ginza

Enjoy up to 20% OFF at Mövenpick Resort & Spa Boracay with your UnionBank Credit Card!

UnionBank x Okada

Enjoy 20% OFF on Agoda with your UnionBank Mastercard Credit Card!

Enjoy cash back rewards at Shilla Duty Free stores in South Korea with your UnionBank Mastercard Credit Card!

Earn cashback at Central Department Store with UnionBank Mastercard.

Get cashback at Paragon Department Store with UnionBank Mastercard.

Enjoy cashback at Shilla Duty Free Hong Kong Airport Store with UnionBank Mastercard.

Get cashback at LAOX with UnionBank Mastercard.

Earn cashback at Daimaru Fukuoka Tenjin Department Stores with UnionBank Mastercard.

Highlights

What you get

How rewards work