UnionBank Rewards Visa Platinum

VisaPlatinumPointsAccepting applications

The UnionBank Rewards Visa Platinum is designed for everyday shopping and dining. Earn 1 point per PHP 30 spent, with 3X points at dining and shopping merchants locally and abroad.

Annual fee: ₱2,500
Min. income: ₱180K
Live deals: 44

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Why this card

Highlights

Earn 1 point for every PHP30 spend anywhere including online shopping and food delivery
Get 3X points when you shop and dine here and abroad
No cap on points earning
Use points to redeem cash credits, merchandise, gadgets, and more
Virtual card for virtual shopping—activate immediately upon approval
Access UnionBank Online anytime, anywhere

Perks

What you get

Virtual card for virtual shopping—activate immediately upon approval, no need to wait for physical card
UnionBank Online access to manage credit card account anytime, anywhere
PayBill feature to auto-charge utility bills to credit card for monthly billing

Rewards

How rewards work

13X points when shopping and dining here and abroad
2No cap on points earning
3Redeem for cash credits, merchandise, gadgets, and more

1 point per PHP 30 spent

Who can apply

Age 21 and up
Resident of the Philippines with valid Philippine billing address
Must have postpaid mobile phone line
Must have Tax Payer's Identification Number (TIN) and SSS/GSIS/UMID Number
Other bank credit card accounts must be current and in good credit standing

What you'll need

One government-issued photo ID with identification number or date of birth
Proof of income: Pay Slip, BIR Form 2316, Original Certificate of Employment, or Latest ITR (1700 or 1701) with BIR or Bank Stamp

Read from UnionBank's official pages on Oct 6, 2026. Banks change their terms, so confirm on the official page before you apply.

UnionBank Rewards Visa Platinum

44 deals for this card

Get a chance to win tickets to Byeon Wooseok's fanmeet with your UnionBank Credit Card!

Get FREE 1-pc Chickenjoy w/ Rice at Jollibee!

Get up to 15% OFF at Lacoste with your UnionBank Credit Card!

Enjoy 25% OFF at Lung Hin!

Enjoy 25% OFF at Cucina!

Enjoy 25% OFF at Connect Lounge!

Enjoy 25% OFF at Café Pronto!

Earn up to P1,000 cashback when you purchase on Shopee with your UnionBank Credit Card!

Earn up to P3,000 cashback at SM Store with your UnionBank Credit Card!

Enjoy up to USD 100 OFF on tours and cruises at Rajah Travel with your UnionBank Credit Card.

Enjoy a feast of flavors at 50% OFF when you dine at Spectrum with your UnionBank Credit Card!

Unlock refined French dining with 20% OFF at Mireio, valid with your UnionBank Credit Card!

Get FREE sweets from Red Ribbon with your UnionBank Credit Card!

Valid at 0% installment for 3 months with your UnionBank Credit Card.

30% OFF at Ginza

Enjoy up to 20% OFF at Mövenpick Resort & Spa Boracay with your UnionBank Credit Card!

UnionBank x Okada

Get up to 6% OFF at Trip.com using your UnionBank Credit Card!

0% Installment Promo with Gigahertz Terms and Conditions

Celebrate your birthday with special dining perks at Solaire Resort Entertainment City

3 +1 Offer for Yakumi Sunday Brunch: Pay for three (3) adults, the fourth eats for free, only with your UnionBank Credit Card!

3 +1 Offer for Finestra Brunchissimo: Pay for three (3) adults, the fourth eats for free, only with your UnionBank Credit Card!

Enjoy 20% OFF on all a la carte orders at Waterside with your UnionBank Credit Card!

Buy 1 Get 1 on wine or cocktails at BRB with your UnionBank Credit Card.

Highlights

What you get

How rewards work