Turn your Rewards Points into shopping power!
Jan 21 – Dec 31, 2026
Eligible cards
To redeem your Rewards Points for Rewards Vouchers, Chat with Erica on the RCBC Credit website or call (02) 8888-1888.
PROMO MECHANICS
An eligible cardholder, principal or supplementary, may use the RCBC Rewards Voucher either as full or partial payment of their purchases from any SM Appliance Center branches nationwide.
To purchase using the RCBC Credit Card Rewards Voucher, the cardholder has to do the following:
Present RCBC Credit Card Rewards Voucher to the store personnel
Present RCBC Credit Card
Surrender the RCBC Credit Card’s and Merchant’s copy of the RCBC Credit Card Rewards Voucher/s.
The Cardholder may use multiple RCBC Credit Cards Rewards Voucher/s to purchase an item from the store for as long as the RCBC Credit Cards Rewards Voucher/s is/are valid.
In cases where the RCBC Credit Card Rewards Voucher is used as partial payment of a merchandise, the cardholder will be required to pay the remaining balance of the item either via straight or installment, using his/her RCBC Credit Card.
Payment of the remaining amount of the merchandise via 0% Installment + Buy Now Pay Later is subject to RCBC Credit Cards’ and the merchant’s 0% Installment and Buy Now Pay Later terms and conditions.
No person other than the principal and supplementary cardholder/s (as listed on the RCBC Credit Card Rewards Voucher/s) may use the RCBC Credit Card Rewards Vouchers at the partner merchants’ stores.
Cardholders may use his/her RCBC Credit Card Rewards vouchers at any branch of the participating branches of SM Appliance Center within store hours.
Any unused portion of the total amount indicated on the RCBC Credit Card Rewards Vouchers will be considered forfeited.
The RCBC Credit Card Rewards Vouchers cannot be exchanged for cash or rewards points, and not for sale.
In case of dispute with respect to the cardholder’s eligibility, coverage of the promo dates, fulfillment, etc., RCBC Credit Card’s decision shall be conclusive. All question or disputes regarding the cardholder’s eligibility for the promo or for any redemption shall be resolved by RCBC Credit Cards in concurrence with the approval from DTI.
Summarised from RCBC Credit Cards's public promo page. Banks can change or end promos at any time, so check the official page before you pay.
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