UnionBank Miles+ World Mastercard

MastercardWorldMilesAccepting applications

A travel rewards card earning never-expiring UB miles on all spend, with complimentary airport lounge access and up to PHP1 million travel insurance coverage.

Annual fee: ₱5,000
Min. income: ₱360K
Live deals: 53

Compare Official page

Why this card

Highlights

1 UB mile for every PHP30 spend
Never-expiring miles
Free DragonPass lounge membership with 2 complimentary visits per year
Up to PHP1 million travel accident insurance
Complimentary 30-day purchase protection
Virtual card available immediately upon approval

Perks

What you get

Lounges

Free DragonPass membership with 2 complimentary lounge visits per membership year

Travel

Common Carrier Travel Accident Insurance up to PHP1 million for accidental loss of life
Travel Inconvenience Protection including missed flight, delayed/cancelled flight, and delayed/lost luggage coverage

Complimentary 30-day purchase protection against accidental loss
Virtual card activation available immediately upon approval

Rewards

How rewards work

1Never-expiring miles
2Convertible to airline miles or cash credits for purchases

1 UB mile for every PHP30 spend

Who can apply

Age 21 and up
Resident of the Philippines with valid Philippine billing address
Postpaid mobile phone line required
Tax Payer's Identification Number (TIN) and SSS/GSIS/UMID Number required
Other bank credit card accounts must be current and in good standing

What you'll need

Photo-bearing government-issued ID with identification number or date of birth
Proof of income (pay slip, BIR Form 2316, Certificate of Employment, or latest ITR with BIR/Bank stamp)
For foreign nationals: valid passport or ACR and proof of local residency

Read from UnionBank's official pages on Oct 6, 2026. Banks change their terms, so confirm on the official page before you apply.

UnionBank Miles+ World Mastercard

53 deals for this card

Get a chance to win tickets to Byeon Wooseok's fanmeet with your UnionBank Credit Card!

Get FREE 1-pc Chickenjoy w/ Rice at Jollibee!

Get up to 15% OFF at Lacoste with your UnionBank Credit Card!

Enjoy 25% OFF at Lung Hin!

Enjoy 25% OFF at Cucina!

Enjoy 25% OFF at Connect Lounge!

Enjoy 25% OFF at Café Pronto!

Earn up to P1,000 cashback when you purchase on Shopee with your UnionBank Credit Card!

Earn up to P3,000 cashback at SM Store with your UnionBank Credit Card!

Enjoy up to USD 100 OFF on tours and cruises at Rajah Travel with your UnionBank Credit Card.

Enjoy a feast of flavors at 50% OFF when you dine at Spectrum with your UnionBank Credit Card!

Unlock refined French dining with 20% OFF at Mireio, valid with your UnionBank Credit Card!

Get FREE sweets from Red Ribbon with your UnionBank Credit Card!

Valid at 0% installment for 3 months with your UnionBank Credit Card.

30% OFF at Ginza

Unlock exclusive privileges at Amanpulo!

Enjoy up to 20% OFF at Mövenpick Resort & Spa Boracay with your UnionBank Credit Card!

UnionBank x Okada

Enjoy 20% OFF on Agoda with your UnionBank Mastercard Credit Card!

Enjoy cash back rewards at Shilla Duty Free stores in South Korea with your UnionBank Mastercard Credit Card!

Earn cashback at Central Department Store with UnionBank Mastercard.

Get cashback at Paragon Department Store with UnionBank Mastercard.

Enjoy cashback at Shilla Duty Free Hong Kong Airport Store with UnionBank Mastercard.

Get cashback at LAOX with UnionBank Mastercard.

Highlights

What you get

How rewards work