UnionBank Reserve Visa Infinite

VisaInfinitePointsBy invitation

A premium Visa Infinite card by invitation only, offering never-expiring points, luxury travel benefits, and concierge services for high-spending cardholders seeking unparalleled global experiences.

Annual fee: ₱12,000
Min. income: Not listed
Live deals: 45

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Why this card

Highlights

1 never-expiring point per PHP30 spend
5x points on dining, shopping, and foreign currency spend
Complimentary 4th night stay at hotels (2x per year)
Unlimited Priority Pass airport lounge access (1,800+ lounges worldwide)
Dedicated 24/7 Global Concierge Service
Up to PHP20 million travel accident insurance

Perks

What you get

Lounges

Unlimited access to over 1,800 airport lounge partners worldwide through Priority Pass membership

Travel

Complimentary one-way luxury airport transfers and meet and assist service at select airports up to 2x per year
Complimentary 4th night free stay at any hotel booked through Lifestyle Concierge up to 2x per year
Up to PHP20 million travel accident insurance coverage (Common Carrier Travel Accident Insurance)
Travel Inconvenience Protection including missed flight, delayed/cancelled flight, and delayed/lost luggage protection

Dedicated 24/7 Global Concierge Service with in-country experts
Virtual Card feature for immediate activation upon approval

Security

Complimentary 30-Day Purchase Protection on purchases charged to the card

Rewards

How rewards work

1Never-expiring points
2Redeem for cash credits, merchandise, gadgets and more through UnionBank Online
35x multiplier on dining, shopping, and all foreign currency transactions

Rewards

1 never-expiring point per PHP30 spend; 5x points on dining, shopping, and foreign currency spend

Who can apply

Age 21 and up
By invitation only
Resident of the Philippines with valid Philippine billing address
Must have postpaid mobile line
Must have Tax Payer's Identification Number (TIN) and SSS/GSIS/UMID Number
Credit card accounts with other banks must be current and in good standing

What you'll need

Photo-bearing government-issued ID with identification number or date of birth
Proof of Income (Pay Slip, BIR Form 2316, Original Certificate of Employment, Latest ITR with BIR or Bank Stamp)
For Foreign Nationals: Valid passport or ACR; proof of local residency such as ICR, ACR-I-Card with valid status, Visa and Work Permit/AEP, SRIV, or SRRV; or employment contract from top 2000 company on company letterhead

Read from UnionBank's official pages on Oct 6, 2026. Banks change their terms, so confirm on the official page before you apply.

UnionBank Reserve Visa Infinite

45 deals for this card

Get a chance to win tickets to Byeon Wooseok's fanmeet with your UnionBank Credit Card!

Get FREE 1-pc Chickenjoy w/ Rice at Jollibee!

Get up to 15% OFF at Lacoste with your UnionBank Credit Card!

Enjoy 25% OFF at Lung Hin!

Enjoy 25% OFF at Cucina!

Enjoy 25% OFF at Connect Lounge!

Enjoy 25% OFF at Café Pronto!

Earn up to P1,000 cashback when you purchase on Shopee with your UnionBank Credit Card!

Earn up to P3,000 cashback at SM Store with your UnionBank Credit Card!

Enjoy up to USD 100 OFF on tours and cruises at Rajah Travel with your UnionBank Credit Card.

Enjoy a feast of flavors at 50% OFF when you dine at Spectrum with your UnionBank Credit Card!

Unlock refined French dining with 20% OFF at Mireio, valid with your UnionBank Credit Card!

Get FREE sweets from Red Ribbon with your UnionBank Credit Card!

Valid at 0% installment for 3 months with your UnionBank Credit Card.

30% OFF at Ginza

Unlock exclusive privileges at Amanpulo!

Enjoy up to 20% OFF at Mövenpick Resort & Spa Boracay with your UnionBank Credit Card!

UnionBank x Okada

Get up to 6% OFF at Trip.com using your UnionBank Credit Card!

0% Installment Promo with Gigahertz Terms and Conditions

Celebrate your birthday with special dining perks at Solaire Resort Entertainment City

3 +1 Offer for Yakumi Sunday Brunch: Pay for three (3) adults, the fourth eats for free, only with your UnionBank Credit Card!

3 +1 Offer for Finestra Brunchissimo: Pay for three (3) adults, the fourth eats for free, only with your UnionBank Credit Card!

Enjoy 20% OFF on all a la carte orders at Waterside with your UnionBank Credit Card!

Highlights

What you get

How rewards work