PROMO MECHANICS
- The promo is open to all existing RCBC Credit Cards cardholders whose accounts are active and in good standing.
- Promo runs until December 31, 2026.
- Cardholders can avail of 0% Installment for 3 months & Buy Now Pay Later* scheme on all items for a minimum single-receipt purchase of ₱5,000 using their RCBC Credit Card.
- Promo is valid in-store and via Personal Shopper (card-present) transactions.
*Buy Now Pay Later (BNPL) scheme wherein the first monthly amortization will be posted up to three months later.
Easyterms 0% Interest Installment and Buy Now Pay Later
- Easyterms 0% Interest Installment is applicable if the cardholder pays his/her monthly installment in full.
- The application and implementation of RCBC Credit Cards' Easyterms 0% Installment is subject to RCBC Credit Cards' approval.
- Easyterms 0% Installment merchant partners have the sole discretion over the term/s, item/s, minimum spend requirement and availability of Buy Now Pay Later (BNPL) applicable for the 0% interest offering.
- If the cardholder decides to pay the installment plan in full before maturity, a pre-termination fee of ₱500.00 or 5% of the unpaid principal amount, whichever is higher, will be charged.
DTI Fair Trade Permit No. FTEB-244758 Series of 2025
